Traditional Culture Encyclopedia - Travel guide - Can the credit limit be increased when using a credit card overseas?

Can the credit limit be increased when using a credit card overseas?

As for the question of whether the limit can be increased by swiping a credit card overseas, in fact, I think the consideration of increasing the limit of a credit card has nothing to do with domestic and overseas use. The two main points that banks consider are:

1) Maintain diversified consumption habits (department stores, restaurants, supermarkets, hotels, etc.). What I understand is that cards are often used in all aspects of daily life. Why should I mention diversification? The main reason is that I am afraid of using my own card payment channels to disguise high limits. Swipe your card frequently to maliciously increase your credit limit.

2) Repay on time, ha, needless to say, if you can’t repay on time, it definitely means there is a problem with your credit, how can you increase your credit limit~

Let me talk about my own way to increase my credit limit. I am a high-spending group who loves to travel. Not only do I have a lot of high-consumption behaviors such as hotels and air tickets, but I also make irrational purchases abroad~ Well, Therefore, most of Unnatural's main purchases happened to be abroad. In the past seven or eight years, he mainly used China CITIC Bank. Because his family had a lot of activities in the early years, and the points felt that the value was relatively high, so he used to give priority to his family's card. My card is maxed out, so I continue to use other accounts, haha, so after constant efforts of walking around and buying and buying, my limit has increased from less than 20,000 to a fixed limit of 120,000. Sometimes I buy abroad. When I bought it, I was notified via text message that the temporary limit would be increased to 200,000! You can see how much China CITIC Bank trusts me after all these years of credit cards and repayments~ Ha. The screenshot is my current limit with CITIC. I hope everyone can get the limit they want. Ha~