Which is better for travel insurance?

1, Pacific travel is safer: it is divided into plan 1 and plan 3, providing 654.38+10,000-300,000 yuan of accidental injuries and 50-20,000 yuan of accidental medical treatment. The deductible for each accident is 100 yuan, and 80% is paid, of which the guarantee period is 1 -30 days. Plan II and Plan III also include an unexpected hospitalization allowance, 30 yuan -50 yuan/day, the most expensive one is 32 yuan, and the one that guarantees 30 days is the highest version, which is very cost-effective.

2. Secondly, Huatai Insurance-"Leyou Global" overseas travel protection plan: this product is mainly aimed at overseas protection, which is divided into three types: silver plan, gold plan and diamond plan, and the protection period can be selected from 1 day to 1 year; Covering overseas travel accidental injury death/disability, terrorist attack death, terrorist attack medical compensation expenses, public transportation accidental injury insurance, self-driving accidental death insurance, sudden illness death insurance, extra travel medical expenses, overseas medical rescue expenses compensation, emergency medical transportation and return, extra deceased body transportation and return, and relatives' condolences and visits; Additional minor children's return trip, additional trip cancellation, additional flight delay, additional baggage delay, additional travel documents loss, additional terror, kidnapping insurance, additional travel obstruction insurance, additional infectious disease compulsory isolation insurance and many other protection responsibilities, and the protection content is rich. In fact, whether travel medical insurance is good mainly depends on whether the underwriting date is flexible, and whether medical insurance has reimbursed self-funded drugs. If you buy comprehensive accident insurance, you can buy travel insurance without overlapping.