Travel accident medical insurance price in the United States

With the occurrence of accidents, the risk of overseas travel has gradually increased, and the awareness of travel safety of overseas travel enthusiasts has also increased. When more and more risks exist, you must take out an overseas accident medical insurance to ensure your own safety and avoid or reduce certain economic risks. But many people don't know much about the price of travel accident medical insurance in the United States. Let me give you a detailed introduction.

Travel accident medical insurance price in the United States

It is understood that the overseas accident insurance purchased by travel agencies and insurance companies is similar, and the difference lies in the difference in insurance coverage. If you travel with a group to the United States and other countries, the insurance company's travel accident medical insurance is a supplement. Travel agency's accident insurance is cheap, but the insurance coverage is high. Europe is basically a developed country, and the medical expenses are relatively high. Insurance experts suggest to travel to Europe to buy a medical insurance for travel accidents with the lowest price, and the medical insurance coverage is 654.38+ 10,000. This can play the role of double protection. It should be noted that many travel accident medical insurance is "exempt" from high-risk activities such as adventure rafting, diving and skiing, as well as plane delays and luggage damage. Therefore, it is recommended that you read the insurance contract carefully before you travel and pay attention to the exemption clauses of insurance. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

The travel accident medical insurance in the United States and other countries may vary greatly in price due to different specific terms and advantages. When you buy it, you can buy it on online platforms such as China Merchants Cigna. Because online insurance will omit many intermediate links, generally speaking, the premium will be cheaper.

General overseas travel accident medical insurance usually covers accidents, medical treatment and emergency medical rescue, which is collectively called "economic overseas package". The price is usually 50-70 yuan, which has the advantages of low premium and high security. If you want to be more comprehensive, there will be a comprehensive package about travel delay, checked baggage delay and family property insurance during travel. In fact, under normal circumstances, insurance companies will advise passengers to take out a comprehensive package of 90- 1 10 yuan. This is because the compensation for medical expenses is 350,000 yuan, while the economic compensation is only10,000 yuan. The premium difference is tens of yuan, but it can guarantee the high medical expenses that customers have to bear when they are sick abroad. However, it is not advisable to blindly pursue insurance with high premium and high insurance coverage. Overseas tourists should fully consider the level of medical expenses in various places. Insurance experts suggest that the United States, Singapore, Japan and other countries have higher medical expenses, so the amount of medical insurance should not be less than 300,000 yuan; For short trips in Asian countries such as Thailand and South Korea, medical insurance of about 654.38+10,000 yuan is enough.

While paying attention to the price of travel accident medical insurance in the United States, if you take illegal means of transportation during the trip, or take passengers without the registration permission of relevant local government departments, you will not be able to get accident insurance compensation. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!

Related suggestions:

What does travel accident medical insurance cover?

Medical insurance for travel accidents refers to foreign, sudden and non-disease accident insurance that occurs in tourism activities during the contract period. The insurance period generally refers to the time when tourists set foot on the means of transportation provided by the travel agency and leave the means of transportation arranged by the travel agency after the trip. Free travel is in a short travel time.

The first choice for travel insurance in the United States

In order to enable you to buy more suitable travel insurance products when you travel to the United States, I recommend China Merchants Cigna Travel Accident Insurance. This product is suitable for overseas travel around the world and has a wide range of protection. I also introduce the precautions for purchasing travel insurance in the United States. ?