Buy Ping An Ctrip’s no-reason trip cancellation insurance

I feel that Ctrip’s insurance is a huge pitfall. Please read the terms carefully before proceeding.

Terms of "Ping An Ctrip No-Reason Travel Cancellation Insurance"

(1) Cancellation not caused by oneself: 100% of the actual loss will be compensated;

(2) ) Cancellation due to own reasons: 80% of the actual loss amount will be compensated;

The policyholder of the above two insurance liabilities (1) and (2) can choose to insure one or both of them, and set the insurance respectively.

The insurance amount shall be specified in the insurance policy.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance