What kind of insurance do you need to buy when traveling?

Traveling is divided into domestic travel and overseas travel. You can purchase domestic travel insurance and outbound travel insurance respectively. The coverage generally includes: accidental medical treatment, accidental disability, accidental death, and sometimes medical reimbursement for sudden acute illnesses during travel. In addition, if you do not distinguish between domestic and overseas, you can generally consider specific types of insurance: personal accident insurance, travel assistance insurance, tourist accident insurance, and travel accommodation personal insurance.

1. Personal accident insurance: This kind of insurance is the most practical and necessary. The premium of personal accident insurance is relatively cheap. Its period is calculated from the time the tourist purchases the insurance and enters the scenic spot. Leave tourist attractions. When purchasing this kind of insurance, you must clearly understand its insurance responsibilities and scope.

2. Travel assistance insurance: This kind of insurance can be purchased from China Life Insurance, Pacific Insurance or the International Rescue Center. It expands the original travel personal accident insurance. When an accident occurs, it Assistance will be provided in a timely manner, and tourists can call a dedicated number if emergencies occur while traveling.

3. Tourist accident insurance: This kind of insurance mainly provides tourists with traffic safety protection. The insurance period is from the time the tourist checks in to the station until the tourist leaves the station or the next time.

4. Travel accommodation personal insurance: This kind of insurance provides protection for tourists’ accommodation. It starts from the date of accommodation. Generally, the insurance period is fifteen days. After the expiration, you can renew it. Save.

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