What's the difference between Ping An Bank Travel Credit Card Gold Card and Standard Gold Card?

First of all, the insurance coverage is different.

Ping An standard gold card coverage: 500,000 yuan for aircraft accident insurance gold card (more than 80% of tour expenses must be paid in full by air ticket or credit card); Travel track (including subway) traffic accident insurance gold card 200 thousand yuan; Vehicles (including buses) accidentally injured 50,000 yuan. The medical expenses for traffic accidents are 5000 yuan. Hospitalization allowance for traffic accidents is 30 yuan/day, and the maximum compensation is 180 days.

Gold card coverage of safe travel card: 3 million yuan for aviation accident insurance and 500,000 yuan for train, subway, light rail and ship accident insurance; Take buses, taxis, fixed airport buses, and travel agencies to arrange tourist buses to pick up and drop off from scenic spots and hotels, guaranteeing 200,000 yuan; Travel accident death, disability and burn insurance covers 5000 yuan.

Second, the additional rights are different.

Ping An Standard Card Gold Card can enjoy accident insurance: the amount of gas accident insurance is 50,000 yuan per person, and the compensation limit is 6.5438+0.5 million yuan per household. The medical expenses for gas accidents are 2000 yuan per person, and the compensation limit for each household is 6000 yuan. Hospitalization allowance for gas accident is 30 yuan/day, and the maximum compensation is 180 days.

The gold card of Ping An Travel Credit Card can enjoy flight delay compensation: the flight delay is more than 4 hours, the delay allowance for each accident is 300 yuan, and the annual compensation limit is 900 yuan. If the baggage is delayed for more than 6 hours, the deductible for each accident is 500 yuan, and the compensation limit is 1500 yuan per year. Travel cancellation insurance 1000 yuan; Trip shortening insurance coverage 1000 yuan.

Extended data:

Notes on the use of Ping An Bank Travel Credit Card Gold Card:

1. The guarantee will take effect after 100% of the public transport expenses or more than 80% of the full tour fare (including 80%) is paid with a valid "Ping An China Travel Credit Card Gold Card".

2. The above figures include Chinese mainland tourism, excluding Hongkong, Taiwan Province, Macau and overseas regions.

3. Trip cancellation means that you are forced to cancel your trip due to the following insurance events, and you will bear the paid and unrecoverable trip expenses and the handling fee for canceling your trip; Shortening the trip refers to being forced to end the trip ahead of schedule and return ahead of schedule due to the following insurance events, and bearing the additional transportation expenses when returning according to the original return type and standard of the insured.

Ping An Bank official website introduced-Ping An China Travel Kaka

Ping An Bank Credit Card-Ping An Standard Card