What does travel insurance include?

Nowadays, traveling has become a way of entertainment for residents. You can enjoy eye-catching scenery during the journey. However, there are also many unknown risks during travel, so you need to purchase a travel insurance in advance. What does travel insurance include? It mainly includes five forms.

1. Travel accident insurance

Travel accident insurance is already included in the tickets and boat tickets we usually buy, and the premium is charged at 5% of the ticket price. The insured amount of each insurance is 20,000 yuan, including 10,000 yuan in accident medical benefits.

2. Travel personal accident insurance

Most insurance companies provide this type of insurance. Each premium is 1 yuan and the insured amount is 10,000 yuan. The maximum limit at one time is Buy 10 copies. This insurance is more suitable for travelers on adventure tours, ecological tours, and thrill tours. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

3. Personal insurance for hotel guests

The premium is 1 yuan per policy, and one person can buy multiple policies. The insurance liability is divided into three aspects: the first is 5,000 yuan for accommodation passengers, the second is 10,000 yuan for accommodation passengers who act bravely, and the third is 200 yuan for compensation for loss of passengers’ belongings due to accidental damage or theft.

4. Travel assistance insurance

This insurance is more suitable for tourists traveling abroad. After purchasing insurance, if a tourist encounters an accident or has a legal dispute due to ignorance of local customs and regulations, he or she can receive free assistance with just a phone call.

5. Travel assistance insurance

Travel assistance insurance is jointly launched by China Life, China Pacific Insurance Company and International Rescue Center. This insurance expands the original travel personal accident insurance services. , extending the general post-event claims settlement of traditional insurance companies to provide timely and effective assistance when an accident occurs. As for how China Life is, I just compiled relevant content, I hope it will be helpful to you: How is China Life? The top ten life insurance products ranking list!

Guide: Travel insurance includes travel accident insurance, travel personal accident insurance, accommodation travel personal insurance, travel assistance insurance and travel rescue insurance. When residents choose travel insurance, they must choose appropriate travel insurance based on the risks during the trip and the insurance needs of the travel destination.