How do mainlanders buy Macao insurance?

There are mainly the following five channels.

1. Travel agency. After going through the travel formalities in the travel agency, consumers can buy on the spot according to their needs, and there are many varieties to choose from.

2. Ticket Office

Travel insurance and accident insurance agents in these places tend to be transportation insurance.

3. Visa Agency

Tourists who travel abroad can buy relevant travel insurance products by the way when they apply for visas. Some countries provide insurance for tourists.

There are certain requirements for the amount. It is also one of the effective and convenient ways to know the relevant contents through visa agencies and buy products suitable for your journey.

There are two ways to buy online: one is through insurance.

Company website purchase, such as Taikang Life Insurance Taikang Online, China PICC electronic insurance policy and online insurance service, Ping An Insurance. And China life insurance online policy. Secondly, it can be purchased through some special travel websites, such as Lvyou.com and Xiecheng.com.

The insurance company can consult the agent and help him design the insurance policy. But because of some insurance

The company's travel insurance products are underdeveloped and insured.

Companies only sell their own products, and consumers must choose companies with rich tourism product designs.

According to Hong Kong media reports, the depreciation of RMB has further stimulated the hedging demand of mainland residents to buy insurance policies in Hong Kong dollars or US dollars. According to the local insurance industry in Hong Kong, the number of mainland residents' inquiries about insurance policies in Hong Kong has increased by 50% recently, and some big customers are scrambling to insure insurance policies of 10 million yuan. I believe that in the case of RMB depreciation, the insurance coverage ratio of mainland residents will continue to increase.

Although the policy of Hong Kong dollar or US dollar has become more expensive under the devaluation of RMB, it does not seem to hinder the demand of mainland residents. According to the statistics of the general office of the China Insurance Regulatory Commission, in the first six months of this year, the new policy premiums of mainland visitors to Hong Kong reached 654.38+03.875 billion yuan, a substantial increase of 37.9% year-on-year. Zheng Minghui, director of wealth management of Midland Financial Group, bluntly said that after the rapid depreciation of the RMB in mid-August, mainland residents' inquiries about Hong Kong dollar insurance policies increased by 50%.

Some mainland residents are worried about the further depreciation of the RMB. Recently, they gave money for a one-time insurance policy of 65,438+0,000,000 yuan. Although it cost hundreds of thousands, at least 65,438+0,000,000 Hong Kong paper will not continue to depreciate. Mainland residents buying Hong Kong dollar insurance policies can not only spread risks through global investment, but also avoid inheritance tax and meet the needs of wealthy families in the Mainland to pass on their wealth to the next generation.