Traditional Culture Encyclopedia - Travel guide - What is Schengen travel insurance and what is it for us?

What is Schengen travel insurance and what is it for us?

To travel to the Schengen countries, passengers must purchase overseas insurance that meets the Schengen visa requirements in advance, because according to the relevant agreements of the Schengen member states, when traveling to the Schengen countries, you must purchase Schengen visa overseas insurance that meets the Schengen visa requirements. , otherwise you will not be able to travel smoothly. What is Schengen travel insurance used for?

According to the regulations of the European Schengen Agreement member countries, when traveling to European Schengen countries, you only need to apply for a Schengen overseas travel insurance to travel smoothly to any European Schengen member country. , so the role of Schengen travel insurance is to help tourists successfully pass the Schengen visa and provide complete protection and care during their travel abroad. You need to pay attention to the following points before purchasing insurance:

1. When traveling to Schengen countries, the insurance amount is recommended to be no less than 300,000 yuan.

2. The overseas travel insurance purchased needs to cover your entire trip. Make your entire trip covered.

3. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and purchase online. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. Applying for insurance is also very simple and convenient. On the homepage, register as a member for free. After logging in, select the product you like, select the guarantee period, and you can buy it immediately. The price is cheap, and the entire insurance process is clear and transparent, eliminating the hassle of intermediaries. The premiums are lower and the autonomy is stronger. To choose a high-quality and low-cost Schengen travel insurance product, it is recommended that you make a reasonable choice based on your specific overseas protection needs and financial situation. There are a variety of Schengen overseas travel insurance products available on the Internet, and you are welcome to come and purchase.

Pacific Overseas Comprehensive Insurance Premium Plan (including outpatient expenses) Plan C protection content: * Personal accidental injury 400,000 * Medical compensation (medical expenses) 400,000, outpatient service 20,000 * Emergency rescue services and personal liability protection starting from: 149 yuan Meiya's "World Travel" International Travel Protection Plan (Diamond Plan) coverage includes: * Personal accidental injury of RMB 600,000 and medical coverage of RMB 400,000 * Emergency rescue protection, personal liability * Journey interruption and personal property protection starting from: RMB 210

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance