Zhongxin online loan

CITIC Credit Loan is a relatively easy loan to apply for and does not need mortgage guarantee. So, what are the credit loans of CITIC? CITIC credit loans include credit card loans and online credit. Next, I will give you a detailed introduction of CITIC Credit Loan.

1. Credit card loan

Credit card loan is a traditional CITIC credit loan. As long as the average monthly income is above 3,000 for 6 months and the bank pays the salary, you can apply. The maximum amount is 300,000 yuan, and there are three options for the term:12,24,36. This kind of credit loan does not charge interest management fee, and the handling fee rate is monthly.

2. Online credit

Online credit is an online CITIC credit loan. You can apply for these credit loans as long as you deposit the provident fund. The minimum loan amount can reach 70,000 yuan, and the deposit and use of the provident fund of each depositor shall be determined; Moreover, the loan can be released in 2 minutes at the earliest, and the application is very extensive.

CITIC credit loan is very practical, with high credit card loan amount and low rate; The threshold for online loan application is low and the loan is fast. Moreover, CITIC credit loans are widely used, such as car purchase, decoration, shopping and tourism.

What is the loan application process of CITIC Bank?

1. Eligible customers submit loan applications through CITIC Bank's online banking or CITIC Bank's partner platform.

2. CITIC Bank reviews customers' loan applications online.

3. Customers sign credit and loan contracts with China CITIC Bank online.

4. The bank transfers the funds to the appropriation account agreed in the contract.

How to operate CITIC Bank's letter-second loan mobile phone? Please keep this loan strategy.

Second-letter loan is an online consumer loan of CITIC Bank, which can be handled on the mobile phone when the payroll customers and mortgage customers of CITIC Bank meet the requirements. Many people want to know how to operate the second credit mobile phone. Here is an introduction to the application, signing, withdrawal and repayment process of second credit mobile phone.

First, the application process of letter-second loan mobile phone:

First of all, the lender needs to download the CITIC Bank APP on the mobile phone, register CITIC Tong and log in;

Then, click "Evaluate Now" in the loan column on the home page of mobile banking;

Then, according to the page prompts, complete identity verification, supplement personal information, and obtain the credit line of the second credit. After the credit line is issued, you need to sign a contract with British certification within 24 hours before you can withdraw money.

It should be noted that if the lender is a taxpayer, CITIC Bank needs to be authorized to inquire about personal tax information in the official account of WeChat in the local tax center; If you are a depositor of provident fund, you need to bring your ID card to CITIC Bank outlets in advance to collect personal information.

Second, the second credit loan mobile phone withdrawal process:

The credit line is only 24 hours. Lenders can enter the mobile banking-credit page to initiate a withdrawal application within the validity period. After withdrawal, the money will be directly transferred to the submitted collection account, which can be received in real time at the earliest.

Three. Second loan mobile phone repayment process:

1. Log in to mobile banking, click Home-All Services-Loans-My Loans-Loans Issued, click the loan agreement number and select "Repayment";

2. Enter the repayment information filling page, enter the amount, and use uk to verify the completion of the operation to complete the repayment.

Note: On the repayment date of the principal or interest of the second loan, the system will deduct the payment twice in the morning and evening, and the cardholder needs to deposit the money into the repayment account on the repayment date of bank deduction. For loans with insufficient balance for the first deduction, a repayment reminder message will be sent after 8: 00 on the same day.

CITIC Trust's second loan supports multiple bank cards.

Answer: CITIC Second Loan supports four bank cards. 1. Overdue requirements: within 2 years, overdue shall not exceed 4 times in a row (credit card and loan are counted together); It is not allowed to accumulate12company 3 (consolidated calculation of credit card and loan) within 2-5 years;

2. Liabilities: At present, there are no more than four issuers of outstanding credit loans (including portfolio, credit and guarantee, etc.). ) and the current balance does not exceed 6,543,800 yuan;

Is it true about CITIC Online Loan and CITIC Online Loan? This is the end of the introduction. I wonder if you found the information you need from it?