How to buy overseas travel insurance?

Passport, household registration book, ID card, certificate of going abroad, visa application form, visa insurance, round-trip air ticket reservation, personal economic guarantee, residence and reception certificate in Schengen countries, etc. Is necessary.

Precautions:

1, pay attention to whether to provide personal liability protection.

Travel insurance is an insurance that provides economic compensation for the insured's losses caused by accidents during travel. According to the differences in the coverage of insurance products, travel insurance in the market can be roughly divided into two categories: one provides only personal accident protection, and the other provides both personal accident protection and property loss or personal liability protection.

2. Pay attention to whether high-risk projects are included.

In order to experience exciting outdoor sports, some citizens will choose high-risk self-help tours such as diving, bungee jumping, rock climbing and exploration. For this high-risk activity, some domestic insurance companies provide short-term travel insurance, some of which include these "high-risk" items that were originally exempted, but some insurance companies have not included them in the scope of responsibility.

Step 3 pay attention to the time limit

Time limit refers to how many days from the date of the accident, the insurance company should be liable for death, disability and medical expenses. Most insurance companies take 180 days as the deadline. For the insured, the longer the term, the better.

Extended data:

Basic characteristics of overseas travel insurance:

1, overseas guarantee, tailored design

Tailored for overseas travelers and business people, providing overseas emergency assistance and medical services; There is a dedicated line to support first aid, medical expenses are guaranteed, and visas for going abroad are more helpful.

2, comprehensive protection, no need to travel

Comprehensive coverage of unexpected personal protection, hospitalization, loss of travel documents, travel delays and other expenses, for travelers to make a comprehensive consideration.

3. Helpline, global support

With its global network, modern medical facilities and a large number of professional service personnel, the company has opened a 24-hour free rescue hotline for policyholders in conjunction with world-renowned rescue agencies, providing friendly mother-tongue services.

Baidu encyclopedia-overseas travel insurance