Spring Festival travel rush rushed to buy short-term accident insurance, which made him feel more at ease during the trip.

Although winter has a unique flavor, all kinds of unexpected risks suddenly occur frequently. Recently, a group of Russian fishermen went fishing by the lake in winter, and the ice suddenly broke, and the 12 car instantly sank into the water. At present, it is at the peak of Spring Festival travel rush, so you should pay attention to safety whether you drive home or travel on holidays. Experts suggest that it is best to buy a short-term accident insurance to increase protection for yourself or your family. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!

Buying short-term accident insurance during the Spring Festival is more secure on the way.

There are still ten days before the Spring Festival. Are you still worried about buying tickets and carpooling? While thinking about this, consider the safety of going home! There are many people and the weather is bad during the Spring Festival, so it is necessary to buy short-term accident insurance.

In recent years, carpooling home for the New Year has become popular, with three or five people sharing a car. Although the trouble of buying a train ticket is saved, accidents will inevitably occur during long-distance travel, which requires buying an accident insurance for safety protection. At the same time, the number of people who use holidays to travel is gradually increasing. Spending little money on a short-term accident insurance is a cost-effective choice for most people who go home for the New Year. It is understood that many insurance companies have introduced short-term accident insurance, with premiums ranging from 50 yuan, 100 yuan to 120 yuan. This kind of insurance has a term of one year, which can provide accidental death protection and accidental disability protection, and the protection is more comprehensive. However, it should be noted that different companies will have different insurance coverage, and everyone can choose according to their own needs. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Short-term accident insurance purchase is particular.

How to buy short-term accident insurance? Perhaps this is a question that many people are thinking about. Experts suggest that buying short-term accident insurance should be considered from the following three aspects.

First, we should choose according to the mode of travel. At present, people usually travel by car, train, plane and ship, so you can buy short-term accident insurance according to the mode of travel. For example, flying, in addition to aviation accident insurance, you need to buy short-term accident insurance.

Second, we should choose according to the travel risk. If you travel during holidays, travelers can buy different amounts of insurance according to the risks of tourism projects. At present, insurance companies have designed insurance products with different days, different accident protection and medical insurance. The premium is 10 yuan -50 yuan, and the coverage is100000-500000 yuan. In general, the minimum accident insurance 100 yuan, medical insurance 100 yuan.

Third, we should choose according to security requirements. Some people think that they have bought some accident insurance, so they don't need to buy short-term accident insurance when they go out. In fact, this view is somewhat one-sided, because short-term accident insurance is tailor-made, so its coverage, including "accident, medical care, emergency rescue, return travel expenses", is far more comprehensive than other insurances.

Short-term accident insurance has low cost, high security and simple insurance process, and is suitable for all kinds of people to buy. Recently, China Merchants Cigna has specially launched a comprehensive accident insurance for Spring Festival travel. The premium of this product starts from 55 yuan, covering outpatient and inpatient medical insurance for accidental injuries, comprehensive traffic accident insurance for land, sea and air, and additional accident insurance for self-driving vehicles. The maximum amount of accident insurance and hospitalization allowance is 500,000, which can provide travelers with comprehensive security for 365 days.