What is the compensation standard for tourists' personal accident insurance?

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Hello! The compensation standard of travel personal accident insurance mainly depends on the disability level, death and medical expenses of the insured, and the compensation standard of different products is also different. Take Ping An Travel Accident Insurance (A) as an example, and its compensation standard is as follows:

1. Compensation for travel accidents and acute diseases: If the insured dies during the trip, the maximum compensation can be 65,438+10,000 yuan.

2. Compensation for accidental travel disability: the degree of disability is divided into one to ten levels, with the heaviest level being one and the lightest level being ten. The proportion of insurance payment for the first-grade disability is 100%, and that for the tenth-grade disability is 10%, with a difference of 10% among the grades.

3. Medical compensation for travel accidents and diseases: Every time the insured has an accident or sudden acute disease during the trip, the insurance company will compensate the medically necessary medical expenses that meet the scope and standard of protection/compensation stipulated by the local basic medical insurance for urban workers, with no compensation 100 yuan, with a maximum of 30,000 yuan.

4. Repatriation fee for the remains: The insurance company will pay the insurance premium for the reasonable expenses incurred, but the maximum is not more than 3,000 yuan.