Traditional Culture Encyclopedia - Travel guide - What insurance should I buy when traveling abroad?

What insurance should I buy when traveling abroad?

1. medical insurance: this insurance covers the expenses of accidental injury and disease treatment, as well as the expenses of emergency medical evacuation, etc. To ensure that there are appropriate medical services and cost guarantees when accidents or sudden diseases occur abroad.

2. Baggage insurance: This insurance covers losses caused by lost, damaged or delayed luggage, including compensation for lost luggage and purchase of necessities.

3. Cancellation and delay insurance: This insurance covers the cost loss caused by the cancellation or delay of the trip, including flight delay or cancellation, visa refusal, etc.

4. Personal liability insurance: This insurance protects the user's liability for property loss or accidental injury caused by accidents.

5. Travel accident insurance: This insurance provides compensation for accidental death, disability and accidental medical expenses.

6. Public transport accident insurance: This insurance is designed specifically for accidental injuries in the process of public transport (such as airplanes, trains, ships, etc.). ).

7. Emergency assistance service: This service provides emergency medical assistance, emergency medical transfer, emergency search for lost luggage and other emergency assistance services.

Before purchasing insurance, users should choose the appropriate insurance scheme according to their personal needs, travel destination and budget, and read the insurance clauses and precautions carefully. In addition, the policies and services provided by different insurance companies may be different, so users need to compare and consult and choose a reputable and reliable insurance company.

What is overseas insurance?

Going abroad insurance is a travel insurance that provides protection for individuals during their travel, work or study abroad. Its main purpose is to respond to accidents, diseases or emergencies abroad and provide corresponding medical expenses, emergency assistance and property security services. Going abroad insurance can guarantee the safety and well-being of individuals during their stay abroad, and it is an important insurance option. Before buying overseas insurance, individuals should understand their own needs and choose the appropriate insurance scheme. At the same time, they should pay attention to reading the terms of the insurance policy and understand the reputation of the insurance company.