How much is the premium for overseas travel insurance?

Overseas travel insurance is a 24-hour comprehensive emergency rescue service, which is an insurance guarantee for accidents, medical care and rescue services for nationals traveling abroad, visiting relatives and friends and going abroad for business. How much is the premium for overseas travel insurance? Let's take a look at this article.

How much is the premium for overseas travel insurance?

How much is the premium for overseas travel insurance? Experts pointed out that the premium and coverage of overseas travel insurance should also refer to factors such as the number of days of travel and the consumption level of tourist destinations, so as to obtain full protection as much as possible. For example, if you go to the United States, Singapore, Japan and other countries with high medical expenses, the cost of overseas travel insurance is about 200,000 yuan; In Schengen countries, the embassy requires medical insurance to include 24-hour global travel rescue service and overseas travel insurance of 30,000 euros. Secondly, the travel accident insurance other than the European Schengen visa that meets the requirements of the Schengen national visa needs to meet two requirements at the same time: First, it must be accompanied by insurance with global emergency rescue function, and the insurance period must cover the application stay time; Second, the cost of medical insurance for overseas travel should not be less than 30,000 euros, that is, not less than 300,000 RMB.

Understand the premium and purchase of overseas travel insurance.

After you know the premium of overseas travel insurance, you should also know that the risk of overseas travel increases gradually with the occurrence of accidents, and the awareness of travel safety of overseas travel enthusiasts also increases accordingly. When more and more risks exist, overseas travel insurance can not only master safety precautions, but also play an auxiliary role to avoid or reduce certain economic risks for tourists.

There are some differences between overseas travel insurance and general accident insurance or travel insurance. When purchasing suitable overseas travel insurance, we need to pay attention to some particularities that conform to the exit.

First of all, people who are keen on overseas travel must consider an overseas travel insurance that includes accident and emergency medical care before traveling. Because tourists are not familiar with the chosen tourist destination, it is particularly important to provide double protection for accidents and emergency medical care. With the double guarantee, it will be more conducive to overseas tourists to deal with sudden overseas risks and ensure the quality of travel.

Second, we should fully consider the guarantee period of insurance. Tourists should choose a tailor-made insurance policy for themselves according to their own travel itinerary, according to the required amount of insurance and the number of days.

Third, we should carefully understand the content of emergency rescue service and the service level of overseas rescue companies that provide this service. Including overseas rescue companies' agency outlets around the world, the service situation in tourist destinations, etc.

The above is a detailed introduction to "overseas travel insurance premium". At the same time, when handling overseas travel insurance premiums, you generally need passports, household registration books, ID cards, certificates of going abroad, visa application forms, visa insurance, round-trip air tickets advance orders, personal financial guarantees, residence and reception certificates in Schengen countries, etc.

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