Traditional Culture Encyclopedia - Travel guide - What kind of insurance is suitable for go on road trip?
What kind of insurance is suitable for go on road trip?
It is best to start from three aspects: accident, medical care and insurance of the vehicle itself. It is recommended to buy special road travel insurance or travel insurance, plus auto insurance. How to buy road travel insurance? The following small series will introduce you in detail. For self-driving tourists, it is recommended to buy insurance including accidental death, disability and accidental medical insurance. Because self-driving travel is usually short-term, it is enough to buy short-term travel insurance products. In terms of insurance coverage, it is suggested to judge according to the planned participation in sports events in go on road trip. If it is just an ordinary low-risk leisure tour, the insurance coverage can be controlled at a low level. However, if there are high-risk sports such as rock climbing and diving, it is necessary to increase the insurance coverage and purposefully purchase high-risk outdoor sports insurance. Buying insurance for your car and traveling by car is an essential tool. Traveling by car usually causes certain losses to vehicles, so it is recommended to buy auto insurance. Considering that self-driving tourist vehicles are often parked in the wild or on the roadside, they are easy to be damaged. If your car is not scratched, you'd better upgrade it. Precautions for buying insurance When traveling, pay special attention to the length of travel time. When traveling by car, it is best to make a concise and clear estimate of your travel time and choose insurance according to the length of travel time. Pay special attention to the scope of protection. In a relatively comprehensive short term, road travel insurance covers accidental death and disability, accidental medical treatment, emergency rescue, loss of luggage and documents and other items. Pay special attention to the insured amount. The choice of insurance coverage must be based on the risk degree of your travel plan. If your travel plan is simple, you can choose a lower amount of insurance.
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