Traditional Culture Encyclopedia - Travel guide - China Construction Bank Travel Longka
China Construction Bank Travel Longka
The card face design of Langshan Tourism Dragon Card of China Construction Bank is dragon pattern. CCB Dragon Card is the general name of bank cards issued by CCB, which mainly includes savings cards and credit cards. The card face design of dragon card is dragon pattern, while the card face design of bank card issued by CCB is dragon pattern, so all bank cards issued by CCB belong to dragon card.
What's the difference between China Construction Bank's credit card and China tourist card?
1. CCB Credit Card:
1. All credit cards issued by China Construction Bank are named "Longka". At the same time, China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, currently has many types of credit cards. At present, the types of dragon cards that have been publicly issued are: Dragon Card Campus Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card.
2. Related:
Annual fee-free policy: Puka Gold Card swipes the card three times to avoid the annual fee of the following year (excluding special cards such as business cards and car cards).
Withdrawal fee: domestic: 65438+ 0‰ of the transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.
Maximum interest-free period: 50 days
Multi-account management: Bank * * * enjoys independent repayment on the billing date.
Online payment: Alipay: it can be used after online registration, with a single and single-day limit of 5,000 yuan.
Installment business: support interest-free installment for specific merchants (3, 6, 12, 24). If the single consumption exceeds 1000 yuan, you can apply for installment (3, 6, 12) by phone, and each installment will generate different handling fees according to the number of installments.
Bookkeeping date: 27th of each month, which can be revised once a year.
Card type: gold card (amount 1 RMB 0,000-50,000)
Currency: RMB,
The credit card of China Construction Bank provides you with cash withdrawal service (cash withdrawal), and the cash withdrawal handling fee must be paid. According to the relevant regulations of the People's Bank of China and the SAFE, the daily cash withdrawal (cash withdrawal) of each card in China does not exceed 5,000 yuan (except for overpayment outlets);
Second, CCB China Travel Card
1. China Travel Card is a bank card product designed and launched by China UnionPay for domestic travel. Cardholders can enjoy preferential treatment, reservation, travel guarantee, information consultation and other services in domestic scenic spots, hotels and well-known merchants. Cardholders enjoy a 5-20% discount on tickets above 3A level designated by the state; Enjoy the hotel's high points return, preferential price, advance payment, collection and payment, etc. Vip cardholders can enjoy insurance services; Enjoy discounts at famous restaurants and shops.
2. Related: China Construction Bank CTS Card, Gold Card 160 yuan/year, Supplementary Card 80 yuan/year. In each card year, the annual fee for the current year is exempted if you spend and withdraw money by swiping the card for 3 times (unlimited amount).
580 yuan is the main card of standard platinum card, and 300 yuan is the auxiliary card. In each card year, if the accumulated amount of credit card consumption and cash withdrawal reaches 65,438+00 (unlimited amount), the annual fee for that year will be exempted.
Can I withdraw cash from CCB Dragon IC Credit Card and China Tourist Card?
Both CCB Dragon IC Credit Card and China Travel Service Card can be withdrawn. I. Credit card withdrawal method of China Construction Bank 1. Domestic cash withdrawal: (1)ATM cash withdrawal-RMB cash is withdrawn from our ATM or other bank ATMs with UnionPay logo. (2) Cash withdrawal at the counter-RMB cash is withdrawn at the counters of branches of the Bank with the card and password. 2. Overseas cash withdrawal: (1)ATM cash withdrawal-withdrawal of local currency with the card and password at an ATM marked with VISA, [PLUS] or MasterCard, [CIRRUS] or "UnionPay". (2) Cash withdrawal at the counter-at the bank counter marked with VISA and MasterCard, the local currency is withdrawn with valid identity documents such as cards and passports. Two. Credit card withdrawal amount and limit of CCB 1 Cash withdrawal limit of CCB's credit card: within the territory of China, the daily cumulative cash withdrawal (cash withdrawal) amount of each card does not exceed 5,000 yuan (except overpayment outlets); Outside the country, the daily withdrawal (withdrawal) of ordinary cards does not exceed 500 dollars, the gold card does not exceed 1000 dollars, and the monthly withdrawal does not exceed 5,000 dollars. 2. Withdrawal limit of CCB's credit card: Set overdraft withdrawal limit according to your card usage, and the maximum limit shall not exceed 50% of your credit limit. 3. If the overpaid part of more than 2000 yuan is withdrawn on the same day, you must go to the counter of the branch of China Construction Bank. 3. Handling fee and interest for withdrawal of CCB credit card (1). Domestic: 1% of the cash withdrawal amount, with the lowest 2 yuan and the highest 100 yuan; (2) Overseas (UnionPay network): withdrawal amount 1%+ 12 RMB, with a minimum of 14 RMB per transaction; (3) Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of USD 3/transaction (Euro3/transaction for European tourist card). 2. Withdrawal of interest from CCB credit card. In addition to the handling fee, CCB has to pay interest for cash withdrawal of credit cards. You are not entitled to interest-free treatment. Cash interest is charged from the date of overdraft withdrawal, with a daily interest rate of 0.5 ‰ and monthly compound interest.
What are CCB Credit Card and Japan Travel Card?
CCB Credit Card Japan Travel Card is a credit card specially designed by China Construction Bank for mid-to-high-end customers who need to travel in Japan for business, shopping and leisure. It not only has all the basic functions of Longka credit card, but also has special rights and services such as "Japan exclusive discount", "domestic travel courtesy", "global travel guarantee" and "global payment courtesy".
Extended data:
CCB Credit Card Japan Travel Card Global Payment Courtesy
(1) Automatic purchase of foreign exchange for RMB transactions: the cardholder automatically purchases foreign exchange and converts it into RMB for all transactions, and the cardholder only needs to repay the arrears in RMB according to the bill, which is more convenient for repayment.
(2) Free of foreign exchange handling fees: all transactions (including credit card consumption, online consumption, cash withdrawal, etc. ) are free of foreign exchange handling fee 1.5%, and credit card consumption is more favorable.
2. Annual fee standards and preferential policies for CCB credit cards and Japanese travel cards.
(1) unionpay brand Japanese travel cards: 580 yuan/card, standard platinum card master card, 300 yuan/card. If the accumulated amount of credit card spending and cash withdrawal of each card reaches 10 (unlimited amount), the annual fee for the current year will be exempted; Gold card main card 160 yuan/year, and supplementary card 80 yuan. If the total amount of credit card spending and cash withdrawal per card year reaches 3 (unlimited times), the annual fee for that year is exempted.
(2)JCB brand Japan Travel Card: You can enjoy the preferential policy of free annual fee for the main card and the auxiliary card.
China Construction Bank-Credit Cards-Credit Card Products-Longka Japanese Travel Credit Card
So much for the introduction of CCB Credit Card and Longka Travel Card.
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