China Ping An Global Travel Insurance (Overseas) Exemption from Liability

China Ping An Global Travel Insurance (overseas) is exempted from liability, and China Ping An Global Travel Insurance (overseas) provides up to 27 comprehensive global guarantees and 24-hour multilingual overseas emergency rescue. China Ping An Global Travel Insurance (overseas) does not cover which group of people?

China Ping An Global Travel Insurance (overseas) does not cover people

1. People suffering from epilepsy, mental illness or schizophrenia;

2. Persons who travel abroad for medical treatment or treatment;

3. Pregnant women;

4. Medical practitioners advise people who are not suitable for overseas travel;

5. The insurer goes abroad for immigration or settlement, and does not intend to return to China in the short term;

6. The insured has a certain disease and is waiting for treatment.

The exemption of China Ping An Global Travel Insurance (overseas) liability is as follows:

① Intentional behavior of the insured;

② The insured causes self-inflicted injury or commits suicide, unless the insured is a person without civil capacity at the time of suicide;

③ Fighting, being attacked or being murdered due to the provocation or intentional behavior of the insured;

④ pregnancy, abortion, childbirth, illness, drug allergy, heatstroke and sudden death of the insured;

⑤ The insured receives cosmetic surgery and other internal and surgical operations;

⑥ The insured takes, smears or injects drugs without following the doctor's advice;

⑦ nuclear explosion, nuclear radiation or nuclear pollution;

8 terrorist attacks;

9 the insured commits a crime or resists arrest;

⑩ The insured conducts horse racing, various vehicle performances, vehicle competitions and stunt performances;

_ The insured performs hang gliding, that is, skydiving.