Traditional Culture Encyclopedia - Travel guide - The travel agency should remind tourists what kind of insurance to buy.

The travel agency should remind tourists what kind of insurance to buy.

According to the Tourism Law of the People's Republic of China, travel agencies should remind travel agencies to remind tourists who take part in group trips to buy travel accident insurance according to regulations. You can ask the travel agency to buy it directly, or you can log in to the relevant website to buy it yourself, or you can download software such as Ping An directly with the mobile APP.

Travel accident insurance, that is, travel insurance, is an insurance business that can provide medical expenses, finance (such as refunding pre-paid funds) and other losses during domestic or international travel. If the insured dies or is disabled due to an accident during the insurance period, or other insurance items within the scope of protection, the insurer shall bear the insurance liability. The main characteristics of travel accident insurance are to ensure travel safety, comprehensive responsibility and high security. Its main types are: tourists' accidental injury insurance: it is indispensable to travel by car and boat. The insurance period is from the time when the ticket is checked into the station or boarded the ship midway, to the time when the ticket is checked out or disembarked midway. During the validity period of the insurance, if an accident causes the death, disability or loss of physical function of a tourist, the insurance company shall not only pay the medical expenses according to the regulations, but also pay the insurance money to the injured or the family members of the deceased.

Travel personal accident insurance: tourists can choose whether to buy or not according to the safety factor of tourism projects. But when you take part in the following tours, you'd better take out insurance: adventure tours, such as exploring the grand canyon and caves, traveling to deserts and grasslands, etc. Eco-tours, such as watching animals in wild zoos, picnicking and camping in wild botanical gardens, etc. Thriller swimming, such as drifting with fast water, climbing cliffs, etc. Personal insurance for tourists' accommodation: during the insurance period, insurance companies pay insurance benefits according to different standards if tourists die, become disabled or lose their physical function due to accidents, foreign attacks, murders or to protect their own or others' lives and property, or their belongings are stolen or robbed. Travel emergency rescue insurance: jointly launched by insurance companies and rescue companies, tourists can call for free assistance no matter where they are in danger at home or abroad. Expand the service of the original personal accident insurance for tourists, and extend the general claims of traditional insurance companies to provide timely and effective assistance when accidents occur.