Overseas checks cannot be collected at home.

Due to business restrictions, some banks can't collect all the checks. For example, CITIC Bank, if non-American checks are not collected, CITIC Bank will increase the customer's collection fee through other banks. China Bank is a professional foreign exchange bank in China, so it is suggested to handle collection through China Bank. Collecting is troublesome. You can ask the remitter to transfer the money directly to the account by telegraphic transfer, but the cost of telegraphic transfer is more expensive than the bill of exchange.

Take ICBC as an example. When cashing American checks through ICBC, you need to handle personal foreign currency clean collection business. Consult the local ICBC for details such as specific charging standards. Personal foreign currency clean bill collection business only accepts bills in US dollars, Hong Kong dollars and euros. The bill must be within the validity period, and the bill without the validity period is regarded as 6 months. Except for the time required for collection, bills that are more than 4 months 15 days from the date of issue are generally not accepted; Traveler's check collection is not limited by the validity period.