What are the conditions for the loan from Zhongbang Bank to you? Just meet these requirements!

In the current online lending market, there are many bank lending platforms, such as bond lending. Bangyou loan is a loan platform for private banks, which is very concerned by the market. So, what conditions do you need to apply for a loan from Bangbang Bank? Today, I will introduce the relevant contents to you.

Zhongbang Bank has three loan models, namely bus loan, public travel loan and public insurance loan. The applicable conditions of these three loan models are as follows:

Conditions for applying for a bus loan

1, Chinese mainland citizens with second-generation ID cards, excluding Hong Kong, Macao and Taiwan citizenship for the time being;

2. The age is between 18 years old (inclusive) and 60 years old (inclusive), with good personal credit and stable repayment ability;

3. The used car used for loan application is ≤ 10 year.

Zhong You loan application conditions

1. The loan must be used for tourism, and the payee can be an online travel platform or an offline travel agency.

2. Personal credit is good, and the current income is enough to guarantee full repayment.

Application conditions for public insurance loans

1, with China nationality, in good mental condition, under 60 years of age, and holding a valid ID card;

2. Have a stable residence in the place where the loan is handled, and can provide relevant certificates;

3. Good personal credit and conduct, and strong willingness to repay;

4. There are clear and reasonable loan purposes, and the loan term and amount are also reasonable;

5. Be able to purchase personal loan guarantee insurance or performance guarantee insurance from insurance companies recognized by Zhongbang Bank.

These are the conditions you need to apply for a loan from Zhongbang Bank. On the whole, the application conditions of Bangbang Bank's Bangyou loan are similar to those of other commercial banks' online loan products. The reason why borrowers are often rejected is that borrowers' personal credit information is not good.