What is Zibo BBQ loan and what products are there?

Recently, barbecues in Zibo have been hot again and again, and many users regard Zibo as the primary punch-in place for May Day tourism. Zibo barbecue is more and more widely known. Zibo regards Zibo barbecue as a major selling point in tourism promotion, attracting users to travel to Zibo and promoting the local economic development in Zibo. So what does Zibo BBQ loan mean? Let's get to know each other.

What is Zibo BBQ loan?

The so-called Zibo BBQ loan refers to a series of special financial services such as "Zibo BBQ" and "BBQ loan" launched by local banks in Zibo, which provide corresponding loan support for merchants in the barbecue industry chain. In essence, Zibo Barbecue Shop is actually a merchant loan, mainly to provide certain financing services for merchants. Specifically, there are the following loan products:

1 Zhangdian Rural Commercial Bank: launched "Golden Furnace Enjoy Loan" to support micro-business owners and individual industrial and commercial households who hold business licenses and engage in barbecue industry. The quota of individual industrial and commercial households can reach 200,000 yuan, the quota of micro-enterprise owners can reach 500,000 yuan, and the interest rate is as low as 4.0%. The loan will be issued within 3 working days.

Bank of Shang Qi: "Zizi Loan" was launched. The loan target of "Zizi Loan" is small and micro enterprises within the jurisdiction of Zibo, and individual industrial and commercial households that have gone through industrial and commercial registration and paid taxes for more than 6 months according to law. The industry type is barbecue and related industries. The maximum loan for a single household is 1 10,000 yuan, and the longest loan shall not exceed 1 year; The lowest interest rate is the LPR interest rate, and the highest interest rate does not exceed LPR( 1 year 3.65%)+200bp(5.65%). It has the characteristics of "simple procedures, fast lending and low interest rate", and the loan can be released as soon as possible.

Dongying Bank Zibo Branch: Launching "BBQ Loan". According to the staff's description, the credit product is a commercial loan with a maximum loan of 500,000 yuan, a minimum interest rate of 4.35% and a maximum repayment period of 3 years. Banks will determine the loan amount and interest rate of merchants according to the business information provided by merchants.

4 Weihai Bank Zibo Branch: "BBQ e-loan" is launched, which is handled by the whole bank, with pure credit and zero paper materials, so as to facilitate barbecue merchants who are in urgent need of funds to stay at home and get loans quickly.

Linzi Rural Commercial Bank: "Enjoy Wei Zi Loan", which adopts family credit, and the loan funds are used for the daily business turnover of merchants.

Shang Bo Rural Bank of Yiyuan: "Barbecue Loan" helps the development of barbecue industry, and obtains the loan amount with pure credit.