China Merchants Bank Ctrip Travel Credit Card consumption abroad

Hello, this card is marked with VISA, MASTERCARD, JCB or American Express, and can be used overseas (including Hong Kong, Macao and Taiwan) (including online payment). Credit cards through international routes will be settled in US dollars in consumption abroad. If the consumption amount is not USD, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount. If the consumption amount is USD, no settlement fee will be charged.

US dollar bills generated in consumption abroad or by withdrawing foreign currency cash can be repaid by purchasing foreign exchange in RMB. You can choose to purchase foreign exchange in full or with the minimum repayment amount. According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the amount of cash. The function of purchasing foreign exchange can be applied through online banking or calling the customer service hotline:

1. Online Banking: Please log in to the credit card website/,click "Online Banking Login" on the right and enter your ID number, inquiry password and additional code. After logging in to online banking, you can open the function in Repayment Management-Repayment Settings for Purchase of Foreign Exchange;

2. Customer service hotline: Please call the customer service hotline 4008205555, enter your ID number or card number and inquiry password according to the voice prompt, and then select "9" to transfer the service specialist to set up the foreign exchange purchase function for you.

Warm reminder:

1. Once the foreign exchange purchase function is permanently set, it can be modified through online banking or calling the customer service hotline.

2. After the foreign exchange purchase function is successfully set, the RMB money you deposited will be used to repay the overdue part of your minimum repayment amount, and then you can purchase foreign exchange according to the foreign exchange purchase amount you set to repay the US dollar bill, and then repay the RMB bill;

3. Due to the daily fluctuation of exchange rate, our current exchange rate for purchasing foreign exchange is based on the exchange rate announced at 10: 00 am on the repayment date.

4. The setting of the repayment amount of foreign exchange purchase in this period is only valid in this period, and the bill in the next period will be restored to your original setting; 5. If you choose to overpay for foreign exchange purchase, your overpaid RMB will be used to purchase foreign exchange to repay the US dollar bill within 2 working days.