Tongcheng. 40 yuan has an accident insurance policy. How can I force the purchase?

Tongcheng Travel Network has checked the flight accident insurance by default. Need to cancel manually.

On the other hand, the same journey is treated differently, in which the comprehensive aviation insurance and flight delay insurance both show "I don't need it", and a 40 yuan is "checked by default" in aviation insurance, which guarantees 6,543,800+0.5 million products. When the option "I don't need to buy insurance" is manually selected, the eye-catching prompt "Dear users, I suggest you buy an insurance for your travel safety. If you need to modify, please re-select. "

It is worth noting that, unlike the "one-price system" of flying pig travel for aviation insurance, in addition to the "default" 40 yuan plan, the same-way travel also provides insurance plans for 60 yuan, 80 yuan and 120 yuan to choose from, with a maximum coverage of 4.5 million yuan.

Extended data:

The phenomenon of "bundling" is difficult to disappear completely, and the rich profit space is considered to be an important reason. According to industry analysis, the lowest cost of aviation accident insurance is in 2.5 yuan -6 yuan region, and an aviation accident insurance in the market is generally around 30 yuan.

Among them, the additional rate of online travel agent OTA channel aviation insurance is 60% to 70%, and every time you sell a aviation insurance, you can get more than 90% commission, which can be described as "profiteering". For insurance companies. Especially for the newly established Internet property insurance companies, although the profit of aviation insurance is not much, its contribution to the expansion of premium scale is also very significant.

In fact, although most Internet travel service platform customers have indicated that the system will check the page settings by default, if passengers do not need these value-added services, they can cancel them before paying. If it is found after payment, you can also contact customer service to verify it, and then cancel it through the background. This is not bundling. However, some consumers admit that it is difficult to contact manual customer service on some platforms, and it is also very troublesome to refund after purchasing tying products.

On the other hand, insurance companies are also aviation-related insurance products, but they have different attitudes towards aviation delay insurance. There are many thunderstorms in summer and there is a strong demand for tourism in summer. Under the double pressure, there are large-scale delays in airports around the country, so consumers' demand for flight extension insurance has also increased.

However, due to the high level of payout ratio, insurance companies no longer "like" this product, not only giving up the "default check" behavior, but also raising the threshold for claims. For example, the delay time of extended warranty payment for flights from Beijing to Guangzhou will be increased from 2 hours to 4 hours.

China Economic Net-The phenomenon that online ticket purchase "defaults" to check the bundled sales of aviation insurance still exists.