How to insure overseas travel accident insurance?

Overseas travel accident insurance includes accident and medical treatment, as well as emergency medical rescue. Tourists should choose overseas travel accident insurance according to the purpose of travel and their own situation. For destinations with poor public security and harsh environment, it is best to use it in combination with personal accidents, traffic accidents and other types of insurance. When it is difficult to judge accidents and risks, it is best to add emergency rescue, medical care and accidents.

read carefully which responsibilities are excluded

Many insurance companies do not cover overseas travel accident insurance, such as diving, bungee jumping, rock climbing, exploration and other high-risk responsibilities. Passengers must look at these exemption compensation during the trip, so as to avoid not getting compensation after the accident.

calculate the warranty period of the product

tourists should calculate the time when taking out insurance, and take out insurance according to the travel days, and also pay attention to the time difference. General insurance companies will take the departure time as the starting point of the policy and the return time as the end point of the policy.

judging the insured amount according to the destination

when overseas insurance, tourists should judge the insured amount according to the destination, the number of days and the consumption level of the region. The medical expenses in the United States and Singapore are relatively high, and the amount of accidental medical insurance will be relatively high. For these areas, we should choose a relatively high protection, about 4,-8,.

Different countries have different policies. Everyone should pay attention to the amount of insurance when traveling in Schengen countries. According to the regulations of the Council of the European Union, starting from June 1, 24, it is the basic prerequisite for issuing Schengen visas to apply for travel medical insurance, and the minimum amount of protection is 3, euros, so as to avoid the situation that passengers have to re-insure because the amount of overseas travel insurance protection is less than 3, euros.

Insurance for overseas travel is not only for smooth entry, but more importantly, for your own protection. If there is a certain danger in the country where you travel, you may wish to buy travel insurance with international emergency rescue insurance. In case of an accident, you can get the first aid through the report phone number of the International Rescue Center (SOS).