What is overseas travel insurance? Do I have to buy this insurance if I want to go abroad?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! With the continuous improvement of China citizens' economic income level, traveling abroad has become one of the most popular travel modes. In order to improve the protection of your overseas travel, it is necessary to choose a suitable overseas travel insurance for yourself in time.

What is overseas travel insurance?

Overseas travel insurance is a 24-hour comprehensive emergency rescue service, which is an insurance guarantee for accidents, medical care and rescue services for nationals traveling abroad, visiting relatives and friends and going abroad for business.

Do I have to buy travel insurance when I go abroad? Which is the best to buy?

This problem needs to be treated concretely. If you travel to Schengen countries, it is a prerequisite to apply for a Schengen visa travel insurance that meets the visa requirements according to the regulations of Schengen countries. If you are not traveling to Schengen countries, then you can selectively apply for overseas travel insurance. As for which kind of travel insurance is the best, you need to choose according to your specific plan to go abroad, and the one that suits you is the best. Pay attention to the following points before insurance:

1. Select the appropriate insurance amount according to the consumption level of the destination country.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose the right insurance platform. When buying online, you can compare the products of many insurance companies, and then choose the products that are most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger.

It is necessary to choose a suitable overseas travel insurance before traveling abroad. In addition, choosing a suitable overseas travel insurance is also inseparable from the choice of professional insurance platform. It is an e-commerce platform that provides professional overseas travel insurance. Welcome to buy.