What credit card is better for traveling abroad?

Hello, it is almost an essential choice to prepare a full-currency credit card for traveling abroad. The biggest advantage of the all-currency card is that it can avoid the currency conversion fee, which is usually about 0.5% of the 65438+ consumption amount. This fee will be charged when you swipe your card through the network of international card organizations such as Visa/Master in the non-US dollar area. Foreign currency foreign currency consumption is accounted for in RMB, which is the second advantage of the all-currency card, because it can avoid many troubles caused by foreign exchange purchase. At present, most all-currency cards have the above two advantages.

All-currency credit cards are usually "single-label cards" (that is, only one card organization, such as Visa or Master, is marked on the card surface, and vice versa, it is a "double-label card" that is marked with UnionPay and any other card organization at the same time), so it is often necessary to apply synchronously with UnionPay single-label cards. As for the "double standard card", it depends on the specific situation. Some dual-label cards are not exempt from the currency conversion fee, but some are exempt from this fee just like full-currency cards. I hope my answer can help you! ! !