Coverage of China Merchants Cigna Schengen Travel Insurance

For people who often travel abroad or do business, it is known that when they apply for a visa to Schengen, they must produce a certificate of Schengen visa medical insurance. In order to meet the needs of this group of people, China Merchants Cigna launched the Schengen Travel Insurance, which is very suitable for people who travel to Schengen countries for tourism, business and visiting relatives, covering travel accidents, sudden medical treatment for sexually transmitted diseases and death. Let's introduce the coverage of this product in detail.

Coverage of China Merchants Cigna Schengen Travel Insurance

It is understood that the coverage of China Merchants Cigna Schengen Travel Insurance mainly includes: accidental death and disability protection, additional travel accident medical insurance, additional hospitalization medical insurance and emergency rescue services.

I. accidental injury, death and disability protection

if the insured person dies or is disabled due to an accident while traveling abroad, the insurance company will pay the accidental death insurance premium or pay the accidental disability insurance premium according to the ratio agreed in the Personal Insurance Disability Assessment Standard. Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! Ranked among the top ten insurance companies in China

II. Additional medical insurance for accidental travel injuries

When the insured travels abroad, he receives emergency medical consultation and necessary medical examination and treatment with the permission of the authorized doctor of the rescue agency, and the insurance company bears the resulting outpatient expenses through the rescue agency, including general outpatient expenses and dental outpatient expenses of 4, yuan or 8, yuan respectively. (The deductible is 1% of the insured amount)

III. Additional hospitalization medical security and emergency rescue services

If the insured needs emergency rescue due to accidental injury or sudden illness when traveling abroad, the insurance company provides a 24-hour emergency hotline service. The following insurance responsibilities are undertaken through authorized rescue agencies: 1. Compensation for hospitalization expenses; 2. Arrangements for medical treatment; 3. Transfer services; 4. Transfer to China; 5. Hospitalization of children; 6. Arrangements for children to return to China; 7. Transfer of remains to China; 8. Cremation; 9. On-site burial; 1. Administrative assistance; 11. Legal assistance; 12. Relatives.

Finally, I would like to remind you that when you apply for China Merchants Cigna Schengen Travel Insurance, you must read all the contents in the insurance clauses, especially the exemption clauses, because if the insured causes the items agreed in the insurance contract due to the contents in the exemption clauses, the insurance company will not bear the corresponding responsibilities.

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