Is the Bank of China Friendship Shandong Travel Card a credit card? How to use it? Advantages and disadvantages?

1. This card can be divided into credit card (including gold card and ordinary card) and debit card, depending on what you apply for.

Debit cards are the same as other BOC cards, but there are preferential activities in many places. Credit card is a new type of credit card that combines credit card and debit card. It has the function of credit card. Debit card deposits interest, and the bank counter helps itself without handling fees.

3. Advantages: Being stuck in Shandong Province, BOC has no handling fee for transactions, free SMS reminder for transactions, and can enjoy various friendly Shandong tourism activities of Shandong Provincial Tourism Bureau. Disadvantages: Travel information is charged 10 yuan every year, debit card has an annual fee, credit card has no annual fee in the first year, and credit card is swiped five times a year without annual fee in the following year.