Applying for a U.S. tourist visa. Is a house without a real estate certificate in my hometown considered an asset?

Doesn’t count. When applying for a U.S. tourist visa, if you have a house in your hometown that does not have a real estate certificate, and you have not paid the full purchase price in accordance with the provisions of the house sales contract, and have fulfilled some of the obligations stipulated in the contract, it will not be counted as an asset. Assets refer to resources formed by past transactions or events of an enterprise, owned or controlled by the enterprise, and expected to bring economic benefits to the enterprise.