Traditional Culture Encyclopedia - Travel guide - How to settle claims in the later period of Huatai overseas travel insurance?
How to settle claims in the later period of Huatai overseas travel insurance?
1. Notify Huatai Insurance Company as soon as possible after the accident. If the purchase is approved, you can call Huatai customer service staff or our claims team.
2. Provide the following materials according to Huatai's requirements in order to apply for claim settlement:
(1) Documents required for outpatient and emergency medical treatment:
1. Doctor's diagnosis and prescription; 2. Receipts and lists of medical expenses; 3. Others are injured or traffic accidents need police proof.
(2) Documents required for hospitalization:
1. Documents required for outpatient and emergency services; 2. Summary of hospitalization; 3. Other relevant reports to prove the illness.
3. In particular, it is necessary to keep the doctor's medical certificate and the receipt of the pharmacy for paying travel insurance, and claim compensation from the insurance company after the trip.
4. If you die unfortunately abroad, your death can be divided into two categories: illness death and accidental death. Among them, the claims materials that usually need to be provided for the death of a disease are: 1. Death certificate issued by the hospital; 2. If you are a tourist of China nationality, you need to cancel your account; 3. Cremation certificate, accidental death does not require a death certificate, and the specific process is similar to that of ordinary life insurance claims.
5. Travel insurance in terms of insurance liability, in addition to death protection, it will also bear some other expenses, such as repatriation of remains and other related protection, family visits and other related protection. These guarantees are generally arranged by rescue agencies in cooperation with insurance companies. General insurance companies directly settle accounts with third-party rescue agencies, and the insured does not need to pay first. In order to facilitate your later claim settlement, it is suggested that you purchase Huatai overseas travel insurance through formal insurance channels as much as possible, or you can help yourself to safeguard your legitimate rights and interests with the help of a third party, and you can get full assistance in claim settlement services through purchase. Huatai Global Travel Protection Plan (excluding North America) (economic) coverage: * accidental injury during overseas travel of 654.38+10,000 * medical insurance of 300,000 * travel delay and cancellation as low as: Huatai "Anda Tianxia" international travel protection plan economic protection from 40 yuan: * accidental death/disability insurance of 200,000 * medical insurance of 654.38+10,000 * additional medical transportation and repatriation insurance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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