Introduction of overseas travel life insurance

First, the purchase of China Life's overseas travel insurance depends on the destination. Different countries have different requirements for visas for foreign tourists. Some countries have clear requirements for the types of insurance, some countries have clear requirements for the amount of protection, and some countries have clear requirements for insurance companies. Take the European Union as an example. Going to EU countries to apply for travel medical insurance is a prerequisite for issuing visa applications. Countries such as Russia have similar regulations. In addition, some countries also have certain requirements for insurance coverage. For example, Germany stipulates that the insured amount shall not be less than 30,000 euros. Moreover, different countries have different requirements for China citizens to enter the country with the original insurance policy, some are stricter, some are relatively loose, and even different countries have different requirements for different ports of entry. Therefore, consumers who have purchased travel insurance should keep a copy in China and carry the original insurance policy with them.

Two, the purchase of China life overseas travel insurance should pay attention to the "insurance rescue". It has become an international trend to combine "insurance" with "rescue". Going abroad naturally increases the risk. When tourists face language barriers and accidents in an unfamiliar environment, or when legal disputes arise because they are unfamiliar with local laws and regulations, it is easy to have no recourse, but if there is travel assistance insurance protection, they will be relieved. Once the insured is in danger abroad, the rescue company will provide one-stop services, including treatment and rescue, and arrange family members to visit the sick abroad as long as they get in touch with the rescue agency that cooperates with the insurance company. Moreover, when insurance companies provide overseas emergency assistance, especially medical assistance, most of them pay the required expenses through rescue cooperation agencies first, and then "settle accounts" with insurance companies after tourists return.

Life insurance products in China are very rich. Which one is better for overseas travel insurance in China needs consumers to choose according to the characteristics of specific insurance products and their own needs. How to buy overseas travel insurance of China Life Insurance, but also pay attention to the insurance payment method. China Life's overseas travel insurance products have also broken through the traditional operation mode of "paying first and then paying" for travel accident insurance products, and all emergency rescue expenses within the scope of overseas responsibility will be paid directly by AXA Assistance Company, which is conducive to timely treatment after the accident.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.