Traditional Culture Encyclopedia - Travel guide - Jiang Tai insurance travel accident insurance
Jiang Tai insurance travel accident insurance
Domestic and overseas travel accident insurance is suitable for short-term travel, which mainly protects accidental death, disability and medical security during travel.
Applicable to vehicle accident insurance during travel. This kind of product has strong compatibility, which provides guarantee for the compensation of death, disability and accidental medical expenses caused by accidents when customers travel by plane, train, ship and other means of transportation.
For example, aviation accident insurance, the main insurance liability is accidental injury, death, disability, voyage delay, voyage cancellation and baggage delay protection during transportation.
When buying accident insurance, you must read the insurance clauses carefully to meet different travel protection needs. After selecting the products, you can go to the insurance company for insurance.
Online insurance platform, only need to use the bank card, you can complete the remote purchase.
Accidental injury insurance is a life insurance with death or disability caused by accidental injury as the condition of paying insurance money.
Accidental injury insurance belongs to fixed payment insurance. When the insurance liability is constituted, the insurer shall pay death insurance or disability insurance according to the insurance amount agreed in the insurance contract. The amount of death insurance money is stipulated in the insurance contract and paid in full when the insured dies. The amount of disability insurance money is determined by the insured amount and the degree of disability. The degree of disability is generally expressed as a percentage, and the calculation formula of the amount of disability insurance money is: disability insurance money = insurance amount × percentage of disability degree. In accidental injury insurance, the insured amount is also the highest amount of insurance money paid by the insurer, that is, the accumulated amount of death insurance money and disability insurance money paid by the insurer to each insured shall not exceed the insured amount.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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