Traditional Culture Encyclopedia - Travel guide - Which bank's credit card has delay insurance? Credit card delay insurance inventory of banks!

Which bank's credit card has delay insurance? Credit card delay insurance inventory of banks!

Nowadays, the functions of credit cards are also very comprehensive. For example, a car owner's card will not only offer gas concessions, but also provide services such as insurance and road rescue. For friends who travel frequently, if a credit card can handle aviation accident insurance or aviation delay insurance, it is also a practical right. So which banks have delay insurance on their credit cards? Let me introduce it to you here. 1. High-end Card of China Merchants Bank If you have a high-end card of China Merchants Bank to buy air tickets or pay 8% or more of the tour fare, you can get travel inconvenience insurance. In addition, you can also get this right by paying the mileage ticket tax. Travel inconvenience insurance stipulates that if your flight is delayed for 3 hours or more and the flight is not cancelled, you will directly pay a fixed allowance to 5 yuan, and the allowance will be increased by 2 yuan for every hour, up to 8 hours.

2. Shanghai Bank's high-end card Shanghai Bank is a regional bank. When you use the bank's high-end card to pay the full air ticket or not less than 8% of the tour fare, you can get the flight delay insurance, and you can also get this right by paying the mileage ticket tax. During the insurance period, if the flight you take or transfer is delayed, and the single delay time reaches more than the time agreed in the insurance policy, you can get insurance money. The highest diamond-the world's pole double-label card is delayed for 2 hours, and the compensation is 2 yuan

3. As long as you apply for a new card for flight delay insurance of China Bank and China Bank, you can get insurance services at will after activation. Old customers only need to spend three times in one card, each at 199 yuan. Pay according to the delay time (from 1 hour for top-level cards and high-end cards, 2 hours for platinum cards and 3 hours for gold/general cards), and pay 1 yuan every minute after the initial compensation time.

4. Platinum Card of China Everbright Bank Some high-end cards of China Everbright Bank can get an air delay insurance after the first card is opened. In case of flight delay of 2 hours or more (including 2 hours), you can apply for a single delay compensation in 3 yuan RMB.

5. CGB airline co-branded card CGB's airline co-branded card is very special, and only the delay of the corresponding airline can cause delay risk. When making a claim, you only need to issue a joint airline card to prove that the airline indicates the delay time, so mileage tickets are supported. If the flight is delayed for more than 4 hours (including 4 hours), the insurance company shall compensate the necessary and reasonable expenses during the delay, such as accommodation, transportation, telephone charges and the purchase of daily necessities. Here, I have counted the credit card delay insurance of five banks, and of course, the delay insurance of each airline's joint card and the delay insurance of aviation joint card. Everyone can enjoy this right when there is a flight delay.