What is the appropriate amount of travel accident insurance?

With the improvement of people's living standards, more and more people will choose to travel to release their feelings and choose a travel insurance for themselves. What is the appropriate amount of travel accident insurance? The insured amount should be determined according to the actual situation of the tourist destination, such as traveling to countries with high medical expenses in the United States, and the insured amount should not be less than 200,000 yuan.

In the mature domestic tourism market, the insured amount of personal accidental death and disability is generally 200,000-300,000, and it is better to control the ratio of the insured amount of accidental medical treatment to the insured amount of accidental death or disability at 5: 1 or/kloc-0:1,but the probability of accidental medical expenses exceeding 200,000-300,000 is generally small. If you choose 200,00-300,000,

When traveling abroad, the coverage of medical insurance should be adjusted according to the level of national medical expenses. For example, if you travel to the United States, Singapore, Japan and other countries with high medical expenses, the coverage of medical insurance should be no less than 300,000 yuan, while if you travel to Thailand, Malaysia and other countries, the coverage of medical insurance can be around 654.38+10,000 yuan. What kind of medical insurance are there? Which is worth buying? Look at the hottest 10 insurance of insurance companies this year: the latest in 2020! Top ten insurance companies' hot medical insurance list

According to the Regulations on Travel Agency Liability Insurance, the amount of liability insurance for travel agencies shall not be lower than the following standards: the limit of liability compensation for domestic tourists is RMB 80,000; The compensation limit per person for inbound tourism and outbound tourism is RMB 6.5438+RMB 6,000. Traveling abroad inevitably requires changing to various means of transportation, and the risk of accidents has also increased a lot. However, most travel insurance does not cover traffic accidents. Therefore, it is necessary to insure traffic accident insurance and increase protection.

Bao Ge tip: How much is the insurance coverage for travel accident insurance? The insurance amount is generally determined according to the actual situation of the tourist destination. For domestic tourists, it is generally 200,000 to 300,000. For Schengen countries, the insured amount cannot be less than 300,000, and there is also an emergency rescue function.