Thailand travel credit card

What credit card should I bring to Thailand?

Just take your UnionPay credit card to Thailand. If consumers have credit cards such as JCB credit card, VISA credit card, American Express card, MasterCard and Diner's card, they can also carry them. UnionPay credit card is a credit card with UnionPay logo, which meets the requirements of unified specifications and technical standards. Banks start at 62.

Under normal circumstances, consumers in China will apply for a UnionPay credit card for themselves. If they don't have a UnionPay credit card, they can also apply for one in China Bank, China Industrial and Commercial Bank, China Construction Bank and China Agricultural Bank.

Almost all ATMs in Thailand can use UnionPay cards to withdraw Thai baht, covering airports, railway stations, long-distance bus stations, 7- 1 1 convenience stores, shopping malls and tourist attractions. 90% of Thai merchants have accepted UnionPay credit cards.

UnionPay credit card covers many businesses in Thailand, including many department stores, airports, duty-free shops, 7-1/convenience stores, supermarket chains, Siam Palace, Siam Center, Ratchaprasong Shopping District, Central World Business Center, Emquartier Mall and MegaBangna Shopping Center.

A few merchants may not post the "UnionPay" logo. Cardholders can take the initiative to show UnionPay cards and ask cashiers whether they can use them. Most merchants have posted the "UnionPay logo", and cardholders can directly use UnionPay credit cards to spend money in Thailand.

Do you use a credit card or a savings card to travel to Thailand (both are UnionPay)?

You can use credit cards and savings cards to travel to Thailand, but it must be UnionPay cards. If you need to withdraw Thai baht from ATM, it is more appropriate to use China UnionPay savings card. If you are shopping, you can choose to use a credit card.

Matters needing attention in using UnionPay cards in Thailand:

1. Major shopping malls and shopping centers in Thailand, especially those in popular tourist cities such as Bangkok, can basically use the world's major credit cards. Credit card payment is only recommended under special circumstances. Generally, it is better to pay in cash for shopping, because some credit cards and businesses will charge a handling fee of 2.25%-5%.

2. Use a savings card to withdraw money from an ATM with UnionPay logo in Thailand, and the charge for each withdrawal is 50 baht. Take 100 baht at a time, and the handling fee is also 50 baht.

3. The daily accumulative withdrawal of UnionPay standard debit card shall not exceed the equivalent of RMB 654.38+0,000. Credit card withdrawal limit should be consulted with the issuing bank. If it exceeds the withdrawal limit, it is likely to be rejected because it exceeds the limit. (As some card issuers have different requirements on single withdrawal limit and cumulative daily withdrawals, please contact the card issuers for details. )

Payment method in Thailand:

1. Thailand's currency is Thai baht, which tourists can exchange at any exchange point in Thailand.

Tourists can choose a variety of payment methods for shopping, including traveler's checks and credit cards. However, if shopping in the market, tourists are advised to pay in Thai baht in cash.

3. Banks or legal money exchange agencies provide real-time exchange rate exchange services, and you can exchange Thai baht upon presentation of a valid passport. Alternatively, customers who hold bank cards such as Visa Credit Card and UnionPay Card can withdraw Thai baht cash directly from ATM, but they will be charged a service fee.