I bought a tourist bus and died unexpectedly. Insurance will not pay for it.

Legal analysis: If the death of the insured is caused by an accident, the insurance company that insured the accident insurance shall compensate the legal beneficiary of the insured for the death amount. At the same time, the travel agency has the responsibility to compensate the passengers, and the travel agency needs compensation. The amount of compensation is determined by the court.

if the insured is injured due to an accident, it depends on whether the accident insurance you purchased includes medical insurance. If it does, you can make a claim with the insurance company first, and you can find a travel agency to reimburse the unpaid part.

legal basis: article 2 of the insurance law of the people's Republic of China * * * the term "insurance" as mentioned in this law means that the applicant pays the insurance premium to the insurer according to the contract, and the insurer shall be liable for the compensation for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, is disabled or sick or reaches the age and time limit agreed in the contract.