Who is the beneficiary of travel agency liability insurance?

In recent years, residents' awareness of insurance in China has been greatly improved, and the number of citizens learning and understanding insurance knowledge is also increasing year by year. So how much do citizens know about travel agency liability insurance? Who are the beneficiaries of travel agency liability insurance? Here's a brief introduction.

Definition

Travel agency liability insurance refers to the behavior that the travel agency pays the insurance premium to the insurance company according to the agreement in the insurance contract, and the insurance company undertakes the responsibility of the travel agency for the personal and property damage caused by the travel agency in its tourism business activities, and undertakes the liability of compensation for the insurance money. When a liability insurance accident occurs, that is, when the travel agency causes damage to tourists, the insurer shall bear the compensation liability of the travel agency in accordance with the provisions of the Insurance Law or the insurance contract, and directly compensate the tourists for the insurance money. It can be seen that the travel agency liability insurance can not only ensure that the travel agency will not lose its interests due to the liability for damages, but also ensure that tourists can get compensation in time. Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! The top ten insurance companies in China rank

beneficiaries

Liability insurance is the compensation originally borne by the responsible person, and the insurance company is responsible for the compensation. Therefore, travel agency liability insurance is to transfer the responsibility that the travel agency should bear to the insurance company if the travel agency is at fault and the tourists are injured. Therefore, its insured and beneficiary are travel agencies. The applicant is the person who pays the insurance money, so the applicant is not limited, and it can be an individual or a travel agency. Whoever pays is the applicant, but it should be noted that the applicant should have a certain interest with the travel agency.

Bao Ge reminds me: Who is the beneficiary of travel agency liability insurance? Its insured and beneficiary are both travel agencies, and the insured is not limited, but the insured should have a close relationship with the travel agency. If you want to know more, you can learn more through the Internet and other channels.