American travel medical insurance

How to apply for overseas medical insurance when traveling abroad? Travel medical insurance must meet the following conditions: travel medical insurance (individual or group insurance) can be handled by the insured in his country of residence; If it cannot be realized, it can be handled in any other country, or it can be handled by the inviter in the destination country. Insurance must cover the costs of possible repatriation due to illness, first aid and/or emergency hospitalization. The minimum compensation is 30,000 euros, and the insurance company must be guaranteed to claim compensation. For example, the insurance company has offices in EU member States, Switzerland or Liechtenstein. Travel medical insurance must be valid in all Schengen countries and throughout the stay. In individual cases with justifiable reasons, such as people who are obviously susceptible to illness, higher requirements should be put forward in terms of the required insurance coverage. If the purpose of the trip is to treat the disease, in addition, it is necessary to prove that the medical expenses are borne by yourself. Secondly, we should pay attention to whether the overseas medical insurance liability is humanized and whether the medical claim settlement method is specific. For serious diseases requiring emergency hospitalization, the insurer can call the rescue number, and the rescue company will rescue the insurer at the first time. Considering that the insurer does not carry a lot of cash when traveling, the rescue company will make medical advances to ensure that the insurer gets the most timely and proper treatment. For minor illnesses that can be solved by themselves, such as fever and cold, the insured can claim compensation from the insurance company afterwards as long as he keeps the receipt and diagnosis certificate. The original travel medical insurance certificate must be submitted when applying for a visa. The visa office keeps a copy of the insurance certificate on file.