What is the use of VISA?

To put it simply, VISA is almost the same as our UnionPay bank card.

VISA, also translated as Visa, is a credit card brand operated and managed by Visa International Organization located in San Francisco, California, USA.

VISA card was issued in 1976. Its predecessor was Bank Americard issued by Bank of America.

Main categories

–Credit cards—Visa provides its financial institution customers with a rich credit card product platform that can meet the needs of credit cards. Meet various payment needs from new card customers to high-end consumers, as well as large institutions. Visa's credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and usage.

–Debit card—Visa provides a wide range of consumer debit card products for consumer segments in different regions and consumption levels. Visa debit cards allow consumers to use electronic payments to control funds in their own accounts, which is more convenient, safer and more flexible than payments in the form of cash and checks. Visa's debit cards are divided into four major brands - Visa, Visa Electron, Interlink and PLUS.

–Prepaid Cards – Visa also offers a wide range of prepaid card products, allowing financial institutions to provide consumers with rechargeable prepaid card products. For consumers who have not yet opened a bank account, the Visa prepaid card solution is a safer and more convenient option than cash and checks. Governments and enterprises use Visa prepaid card products to issue medical insurance funds, medical subsidies, unemployment benefits, employee wages and other welfare funds. Visa also offers prepaid gift cards that can be used at any merchant that accepts Visa debit products. Prepaid products better meet the needs of global travelers and provide them with the unique convenience and security of electronic payments, eliminating the hassle caused by cash and checks.

–Business payment solutions – Visa provides a complete set of business payment solutions for small, large and medium-sized enterprises and government agencies. Visa's commercial payment platform includes:

1. For small businesses - Visa business credit card, Visa business debit card and Visa series of business credit cards;

2. For large and medium-sized enterprises and government agencies - Visa corporate card, Visa purchasing card, Visa business card, Visa meeting card, Visa fleet card, Visa distribution card and B2B and supply chain management products and services. In addition, there is a set of software tools called VisaIntellilink Spend Management, which can better help companies manage their expenses and related information.

–In addition to these platforms, Visa can also provide specially customized solutions in different markets to meet the special requirements of enterprises and government agencies of all sizes.

1. Visa card

The most popular Visa card in the world, enjoys convenient, safe and reliable payment services.

Whether it is daily shopping, hotel booking, or online or bookstore shopping, Visa cards are most recognized and accepted by merchants and are equally popular online and in the real world.

2. Visa Gold Card

Whether you are a new customer with a good credit record or an old customer who has always supported Visa cards, please upgrade to the Visa Gold Card immediately to enjoy the benefits. The gold standard of service.

As long as you hold a Visa Gold Card, you can enjoy a credit limit generally exceeding US$5,000, a revolving credit limit, emergency replacement of new card services and travel cash payment services. In addition, Visa Gold Card holders can enjoy travel accident insurance, medical and legal service introduction and assistance, as well as 24 hours a day toll-free Visa Global Emergency Service Center. Telephone support.

3. Visa Platinum Card

Visa Platinum Card provides extra high credit limit, tailor-made travel reception services and entertainment items, and US$500,000 travel accident insurance , as well as a range of fascinating exclusive offers.

·4. Visa Infinite Card

The Visa Infinite Card transcends the boundaries of ordinary payments and provides credit limits, unimaginable convenience, and tailor-made offers that are hard to find elsewhere. , and unparalleled service. Only a few invited people can enjoy the unique status of Visa Infinite Card.

5. Visa Debit Card

Visa Debit Card can pay directly from the bank account, and the payment record will be detailed in the bank monthly statement , making financial management easier and more convenient.

Whether it is daily shopping, restaurant dining, car refueling, or travel shopping, you can use Visa debit card to pay, making everything easier. You can also use your Visa debit card to withdraw cash from ATMs around the world.

Visa debit cards make shopping faster, more convenient and more secure, and are accepted by tens of millions of merchants around the world.

6. VisaWАVe card

As long as you put the VisaWАVe card close to the card reader, you can complete the payment. The process is faster, simpler and safer.

7.VisaMobile

VisaMobile integrates all the benefits provided by Visa cards into your mobile phone. You can purchase or download coupons over the phone. Games, music, theater tickets and more.

8. Visa Prepaid Card

A convenient and safe payment option other than cash or check. Visa Prepaid Card provides an easy, convenient and safe way to pay anytime and anywhere. Money, peace of mind at all times. VisaTrАVelMoney is a travel prepaid card that can travel to more than 1.8 million ATMs in more than 200 countries or regions around the world 24 hours a day, and you can withdraw local currency for travel expenses at will.