Traditional Culture Encyclopedia - Travel guide - Which is better for a tourist credit card?

Which is better for a tourist credit card?

In recent years, tourism has become a way for many people to relax and spend their holidays, not only at home, but also abroad. For some friends who often travel abroad, it is a good choice to apply for a tourist card. The following small series will introduce you to several credit cards on the overseas travel rankings.

One of the tourist credit cards: China Construction Bank Global Payment Card.

Recommended reason:

1. All foreign currency transactions (including credit cards, online shopping, and withdrawals) are automatically purchased, credited in RMB, and repaid only in RMB according to the bill;

2. Free of currency exchange fee, with no time limit;

3. UnionPay and VISA (MasterCard) dual channels are available in China, and you can pay Alipay for repayment;

4. Credit card 10 times is free of annual fee.

The second tourist credit card: China Merchants Bank's all-currency international credit card.

Recommended reason:

1, free of annual fee for life;

2. All foreign currency transactions (including credit card, online shopping and cash withdrawal) are automatically purchased, entered in RMB, and repaid only in RMB according to the bill;

3. Free of currency exchange fee, with no time limit;

4. It's easy to get off the card. If the letter is perfectly written, you can basically get off the card. Generally, you can apply directly online, and it takes 2 weeks to get it.

The third tourist credit card: China Bank EMV Gold Card.

Recommended reason:

1, high-end atmosphere on the card surface, high security of EMV chip;

2.EMV platinum card cash back 5% overseas;

3. Double points for foreign currency consumption, and the points are permanently valid;

4, the card surface is high-end atmosphere, and the EMV chip has high security.

Travel Credit Card IV: ICBC Global Travel Card

Recommended reason:

1, USD, EUR, HKD, GBP, JPY, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar 10 directly, without currency conversion;

2. If automatic purchase of foreign exchange is enabled, the foreign exchange will be automatically purchased from the debit card for repayment on the repayment date; If automatic purchase of foreign exchange is turned off, you need to purchase foreign exchange manually for repayment;

3. UnionPay and MasterCard have dual channels, which are available in China and can be repaid by Alipay;

4. Gold card swiping 5 times is free of annual fee, platinum card annual fee is 2000, and spending 20W in the annual cycle is free.

Generally speaking, the biggest feature of these credit cards is that they support many currencies, free currency exchange and convenient repayment, so they are the first choice for tourists.