Is it difficult to claim for travel accident insurance? What is the compensation process?

When the insured encounters an accident that falls within the scope of the policy's liability, he or she can directly call the insurance company's customer service to report the accident. When reporting, the insured should briefly explain the accident process and provide the policy number and ID number; During the treatment process, the insured should pay attention to collecting relevant vouchers for treatment, such as hospitalization certificates, medical invoices, discharge certificates and other materials. In addition to providing these contents, persons who are hospitalized unexpectedly also need to provide a detailed list of medicines or a medical reimbursement list. , and then submit these materials to the insurance company together with copies of the insured's ID card and bank card. The insurance company will evaluate the accident based on the materials provided by the insured and the content of the contract, determine the amount of the claim, and then compensate the claim amount. . In addition to how to pay for travel accident insurance, many people also want to know what the travel accident insurance compensation process is. In fact, the travel accident insurance compensation process is divided into two methods: domestic and foreign. As far as overseas travel is concerned, take Ping An as an example. The claim settlement process is as follows. When a tourist who purchased Ping An's overseas medical insurance is in danger, if the situation is urgent, the insured can call Ping An's global 24-hour customer service hotline as soon as possible to explain the situation, and then Ping An's relevant personnel will contact you. Providing emergency medical help in a timely manner. If the passenger purchases a product that prepays the medical premium in advance, Ping An will advance the medical expenses in advance for emergency treatment abroad, and then settle the claim later.

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