Traditional Culture Encyclopedia - Travel guide - What kind of travel insurance is included in the air ticket? What insurance do I need to buy for the air ticket?

What kind of travel insurance is included in the air ticket? What insurance do I need to buy for the air ticket?

1. What kind of insurance do you need to buy for air tickets?

3-day air ticket isolation insurance means that when you buy an air ticket from a ticketing platform, there will be isolation insurance to choose from. This insurance is valid for 3 days. During the flight, as long as there is someone infected with the new coronavirus on the plane and you have to be taken to quarantine, the cost of the quarantine period will be borne by the insurance company. The specific maximum amount you can afford every day requires you to carefully observe the details of the corresponding insurance terms.

2. What kind of insurance do you need to buy when buying a plane ticket?

Answer:

(1), because insurance is something that prevents huge losses caused by accidents.

It would be terrible if it worked every time I bought it. So flying without insurance can be completely consequence-free. But if an accident occurs, there is no guarantee.

I hope my answer can help you, thank you!

:3. Do I need to buy insurance for air tickets?

1. The ticket includes insurance, which mainly refers to the passenger’s US statutory liability insurance included in the airline’s US aircraft insurance.

2. According to China’s Civil Aviation Law, all aircraft are required to carry liability insurance, including airframe insurance, third-party liability insurance and passenger statutory liability insurance.

3. Aircraft passenger liability insurance is statutory liability insurance, and the purpose of compulsory insurance is to protect the legitimate rights and interests of passengers. Passenger liability insurance premiums are usually calculated based on the number of seats on the aircraft. Insurance usually starts after the passenger checks in the ticket and ends after the passenger checks in the ticket. Baggage is collected before departure from the airport.

This kind of aircraft passenger liability insurance is a type of aviation liability insurance, which covers aircraft passengers, and passengers refer to passengers who have purchased air tickets or passengers who the insured agrees to carry for free (but not Including passengers carried by the insured for free in order to complete the mission), the insurance object is the insured's liability for compensation to the passengers in accordance with the law. At the same time, the insurance included in the ticket is legal liability insurance, which is compulsory insurance to protect the legitimate rights and interests of passengers. Passenger liability insurance premiums are usually calculated based on the number of seats on the aircraft.

4. What kind of insurance do you need to buy a plane ticket?

The ticket itself is not insured.

Purchasing a ticket is equivalent to signing a carrier contract with the airline. Airlines generally purchase sufficient carrier liability insurance from insurance companies to avoid their own liability.

The accident insurance we usually buy is purchased by ourselves, and the final compensation is paid separately by the insurance company to your family. In terms of domestic insurance, Taikang Life has paid out 9.6 million yuan in aviation accident insurance, which has nothing to do with the airline.

5. What kind of insurance should you buy when buying an air ticket?

Air tickets mainly include passenger statutory liability insurance. According to Article 129 of the Civil Aviation Law, the maximum compensation limit is 16,600 calculation units (International Monetary Fund Special Drawing Rights), which is equivalent to RMB 9.531 based on yesterday's calculation of RMB 158,000. However, the Civil Aviation Law also stipulates that passengers can also agree in writing on a higher compensation amount. According to China's Civil Aviation Law, all aircraft are required to purchase liability insurance. The insurance coverage includes:

First, fuselage insurance, that is, accidents involving the aircraft and its accessories during flight or taxiing and on the ground. loss or damage.

The second is third-party liability insurance, that is, personal injury or property damage to a third party caused by the aircraft or falling objects from the aircraft.

The third is passenger statutory liability insurance, that is, personal injury caused by accidents during the boarding and disembarking process of passengers or loss of baggage and items carried or registered.

:6. Is it generally necessary to buy insurance for air tickets?

[1] 1. Aviation accident insurance is not compulsory, you can buy it.

2. If it is a special ticket, you must buy insurance. If it's not a special ticket, you shouldn't buy it. I don’t have to buy insurance. [2] Aircraft insurance is aviation insurance with aircraft as the subject of insurance, and it is also a type of property insurance (aviation insurance itself is a type of property insurance).

When the insured aircraft is damaged due to natural disasters or accidents, resulting in personal injury or property loss to a third party or passengers on board, the insurance company shall be responsible for compensation. You can apply for insurance through online insurance, agency services, insurance agencies, and insurance brokerage companies

You will be recommended to apply for 30 yuan when buying tickets or checking in. Your ticket itself will have some insurance. Of course, if you get this insurance, you win and I can't use it. The above are all accident insurance. There is also a kind of delay insurance for flights, which is cancellation or delay of boarding. Delaying your arrival for a certain amount of time will compensate you, ranging from two dollars to ten dollars.

7. What kind of insurance do I need to buy for air tickets?

The ticket includes insurance!

Mainly refers to the passenger statutory liability insurance and US aircraft insurance included by the airline. According to China's Civil Aviation Law, all aircraft are required to carry liability insurance, including airframe insurance, third-party liability insurance and passenger statutory liability insurance.

Aircraft liability insurance is statutory liability insurance, and the purpose of compulsory insurance is to protect the legitimate rights and interests of passengers. Passenger liability insurance premiums are usually calculated based on the number of seats on the aircraft. Insurance usually starts after the passenger checks in the ticket and ends after the passenger checks in the ticket. Baggage is collected before departure from the airport.

This kind of aircraft passenger liability insurance is a type of aviation liability insurance, which covers aircraft passengers, and passengers refer to passengers who have purchased air tickets or passengers who the insured agrees to carry for free (but not Including passengers brought by the insured for free in order to complete the mission), the insurance object is the insured's liability for compensation to the passengers in accordance with the law. At the same time, the insurance included in the ticket is legal liability insurance, and compulsory insurance is adopted to protect the legitimate rights and interests of passengers. Passenger liability insurance premiums are usually calculated based on the number of seats on the aircraft.

:8. What kind of insurance is suitable for air tickets

1. You can buy it directly from the insurance company. Phone, website, or mobile phone are all available. You can choose the appropriate insurance type on the insurance platform.

2. You can buy it at the airport. There are usually insurance sellers next to the boarding pass counter at the airport. If you can't find it, you can ask the airport staff.

3. Actually, it doesn’t matter if you don’t care, don’t buy insurance. It's not mandatory, some people don't do it. Idon’t buy it. After all, the problem is a very small probability event.

9. What kind of insurance do you usually buy for air tickets?

Hello! If you buy insurance at the airport, the premium is about 20 yuan, and the insured amount is generally between 200,000 and 1 million yuan. If you want more protection, choose aviation accident insurance from an insurance company, and the premium will be between a few yuan and several hundred yuan. Yuan or so. Take Huize Airlines’ Worry-free Million Accident Insurance Plan and Taikang Extraordinary Premium Aviation Accident Insurance Plan as examples. The former costs 6 yuan and the latter costs 100 yuan. Specifically, Huize Aviation’s Worry-Free Million Accident Protection Plan is an aviation accident insurance that only provides 7-day protection. After taking out the insurance, consumers can get 1 million yuan of aviation accident protection; Taikang's very high-priced aviation insurance plan has a coverage period of one year, mainly providing 5 million yuan of aviation accident protection, which can be insured until the age of 80, and costs less than 3 cents per day.