How much is the annual fee of CITIC Bank Credit Card Platinum Card?

The annual fee is charged, and the charging standards are different for different card types, as follows:

1. The annual fee for the main card of CITIC Bank VISA Magic Platinum Card is 2,000 yuan, and the annual fee for the auxiliary card is 1 1,000 yuan.

2. The annual fee for the International Credit Card Platinum Card of CITIC Bank is 2,000 yuan, and the annual fee for the supplementary card is 1 1,000 yuan.

3. The annual fee of CITIC Hefei Forum Platinum Card is 2000 yuan for the main card and 0/000 yuan for the auxiliary card.

4.AIC Yin Zhi CITIC Bank Credit Card Platinum Card annual fee: 2,000 yuan, and the supplementary card annual fee: 1 1,000 yuan.

5. The annual fee of CITIC Bank Holland Travel UnionPay Credit Card Platinum Card is 2000 yuan, and the annual fee of supplementary card is 1 000 yuan.

6. The annual fee of CITIC Bank Tuniu Travel Credit Card Platinum Card is 2000 yuan, and the annual fee of supplementary card is 1 000 yuan.

7. Annual fee of the official credit card Platinum Card of CITIC Bank UnionPay: 480, and annual fee of the secondary card: None.

8. The annual fee for the VISA Platinum Card of CITIC Bank E Long Travel Credit Card is 2,000 yuan, and the annual fee for the supplementary card is 1 1,000 yuan.

9. The annual fee of CITIC Bank Golf Platinum Credit Card is 3,600 yuan for the main card and 2,000 yuan for the auxiliary card.

10. The annual fee of CITIC Huitianfu cash treasure Credit Card Platinum Card is 2,000 yuan, and the annual fee of supplementary card is 1 0,000 yuan.

1 1. CITIC Bank Platinum enjoys an annual fee of 2,000 yuan for the main card and 1000 yuan for the secondary card.

12. The annual fee for Platinum Card of CITIC Bank Platinum Elite Credit Card is 480 yuan, and the annual fee for Platinum Card is 240 yuan.

13. The annual fee for the master card of CITIC Bank Magic Platinum Card is 2,000 yuan, and the annual fee for the secondary card is 1 0,000 yuan.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

main feature

1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

4. Credit cards can reduce the use of cash and currency;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and stimulate social demand.

Financial management strategy

1, control the number of credit cards, enough is enough.

Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.

2. Keep credit card vouchers

Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards. Moreover, many people's credit cards do not have passwords, and discarding credit card vouchers at will may lead to the theft of credit cards.

For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.

3. Reduce cash withdrawals

Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. Therefore, it is not cost-effective to use a credit card to withdraw cash as a passbook.

Step 4 choose the right credit card

The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.

5. within the maximum consumption limit of credit card, swipe your card as much as possible.

Every credit card has a limit. If you swipe your card within this maximum, you are safe. Then, within this controllable range, please swipe your card as much as possible. Because a credit card is equivalent to asking the bank to repay you in advance when you buy something, why not return it to the bank on time on the repayment date? On the one hand, it is more convenient for consumption, on the other hand, it can accumulate credit, and the bank can also charge the merchants a handling fee from the amount of your credit card, which can be described as a win-win situation.

6. Repayment will not be made until the repayment date.

Use the last repayment date to earn more interest. After all, the money is in your account, and the interest generated is also your own, so you should make full use of the opportunity of the money in your own hands and let it generate more money. In addition, if you can't repay on the repayment date for some special reasons, please call the bank's credit card customer service hotline to explain the situation and ask for an extension of repayment 1 to 2 days. Generally, this situation will be allowed.