How to buy travel accident insurance

There are many types of accident insurance, you cannot just buy one. To choose a travel accident insurance that suits you, you should pay attention to the following points:

1. Medical insurance amount

If you are traveling domestically, the general medical insurance coverage can be between 30,000 and 50,000. , if traveling abroad, it can be more than 300,000.

2. Emergency rescue

If a critical accident occurs during the trip, emergency rescue can be used, and the insurance company can bear these costs. Such as sudden illness, traffic accident, etc.

3. High-risk sports

During the journey, it is inevitable that you will encounter some high-risk sports that you dare not do but want to do, such as exploring uninhabited areas, boating, diving, rock climbing, and hot water sports. Balloons and more. Therefore, it is best to insure some exciting sports with high risk coefficients. However, some products can only protect designated high-risk sports, so you should read the insurance instructions carefully before purchasing.

4. Flight delays, lost luggage, personal liability

These protections are the icing on the cake and can also meet the different needs of individuals. If your luggage is lost or your flight is delayed, you can receive partial compensation.

5. Pay attention to the protected area.

General travel accident insurance coverage areas are divided into domestic and overseas areas, and some products may be restricted by provinces or destinations. For example, Hainan Province or plateau areas are not covered.