How is the medical compensation for overseas travel insurance carried out? How to settle claims for overseas travel medical insurance

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! All kinds of risks during overseas travel are unpredictable, among which diseases are common risks, and the medical level abroad is mostly high. In order to help you better pass on the economic risks in this area, it is necessary to choose appropriate overseas insurance before departure.

How is the medical compensation for overseas travel insurance carried out?

Different overseas travel medical insurance has different payment methods and standards. Before applying for insurance, you can consult the staff of relevant insurance companies and get accurate answers. Pay attention to the following points before insurance:

1. Select the appropriate insurance amount according to the consumption level of the destination country.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger.

How to claim for overseas travel medical insurance? What is the payment process of overseas travel insurance?

1. After the accident, it is necessary to report the case as soon as possible and tell the detailed process of the accident.

The insurance company will send staff to investigate the accident. If the accident is identified within the coverage of your overseas travel insurance, the compensation will be determined.

3. In case of flight delay, a flight delay certificate should be issued at the airport to ensure the claim settlement afterwards.

4. Prepare relevant claim materials.

5. Get compensation.

Choosing a suitable overseas insurance requires a formal insurance platform tailored for you. There are many overseas insurance products provided by insurance companies. By purchasing overseas insurance, you can not only enjoy the online one-stop price comparison service, but also in terms of claims, once an insurance accident happens unfortunately, our professional claims team will assist you all the time.