Traditional Culture Encyclopedia - Travel guide - What overseas travel insurance are recommended for traveling to Southeast Asian countries?
What overseas travel insurance are recommended for traveling to Southeast Asian countries?
When traveling to Southeast Asian countries, it is suggested that you choose the appropriate Southeast Asian travel insurance in combination with the specific overseas travel plan and security needs, which is more targeted and the premium is more affordable. When buying this type of insurance, you should pay attention to:
1) The insured amount should be moderate. Considering the consumption level abroad, some tourists often choose high insurance products when purchasing medical insurance, thinking that high insurance coverage is good. In this regard, insurance experts reminded that it is best to travel to countries with high medical expenses such as Singapore, and the amount of medical insurance should not be less than 2, yuan; When traveling to Thailand, Malaysia and other countries, if the trip is short, the coverage of medical insurance can be around 1, yuan.
(2) Remember the rescue hotline. An important part of overseas travel insurance is emergency assistance. Once the insured encounters insurance problems, remember to call the police as soon as possible. In terms of emergency assistance, tourists can call the rescue hotline, ranging from losing their passports and wallets to accidents. As for language communication, the insured need not worry much, because some big international insurance groups will provide Chinese services. Therefore, consumers should know the contents of emergency rescue service and the service level of overseas rescue companies providing this service in detail, so as to make the best choice.
(3) You don't have to carry the insurance policy with you. Some tourists will think that the insurance policy is not carried with them, and if it is out of danger, the insurance company will not pay for it. In fact, consumers don't have to carry insurance policies when they travel abroad; If there is an accident, the consumer can report the case by telephone and inform the insurance company in time. The insurance company will give the customer guidance on claims settlement and inform the relevant precautions. Even if the insurance policy is lost, as long as it is out of danger during the insurance period and falls within the scope of insurance liability, you can also get insurance protection.
(4) Emergency medical assistance is very important. Insiders pointed out that outbound travel is very different from domestic travel. Compared with domestic tourism, outbound tourists often have hidden risks because they don't fully understand the local politics, culture, language and weather. Compared with the compensation after property loss, the greatest significance of overseas travel insurance is that the insured can get the most timely overseas emergency medical assistance when an accident occurs, which can save the insured's precious life in time. To travel to Southeast Asian countries, it is necessary to purchase appropriate overseas travel insurance in Southeast Asia in advance. Huize. com has a variety of overseas travel insurance products in Southeast Asia. You can make a careful comparison and choose a suitable product. I recommend the following products to you:
Ping An's "Travel in the World" Overseas Travel Insurance Southeast Asia Plan
Allianz Asia Travel Insurance Southeast Asia Plan.
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