What does travel accident insurance include?

Travel accident insurance includes personal accident protection, medical expenses protection, personal property protection and personal legal liability protection.

(1) Personal accident protection. Due to accidental death or permanent disability, tourists will be given the amount agreed in advance by personal accident insurance.

(2) medical expenses guarantee. Accidental medical expenses during the trip. Perfect personal accident insurance for tourists should include international medical insurance services. The insured tourists in personal accident insurance can enjoy the services of international medical teams when they have serious accidents in other places.

(3) personal property protection. Protect the economic losses caused by accidental damage or theft of property during the journey.

(four) the protection of personal legal responsibility. The insured in personal accident insurance, a tourist, gets compensation for personal injury or property loss caused by negligence during the trip.

Because the terms of policies issued by different insurance companies may be different, the scope of protection may also be different.

Extended data:

For citizens who travel with the whole family, they can buy a family card travel accident insurance. Whether it is a family of three or a husband and wife, they only need to be insured, so that the whole family can enjoy the protection of accidental injuries, unexpected medical care and unexpected income for one year.

Some citizens can only go out to play once a year because of their busy daily work. People like this can buy short-term accident insurance through travel agencies or directly to insurance companies according to their travel modes, such as group tours or self-help tours.

Self-driving and hiking: it is recommended to buy comprehensive accident insurance. This kind of insurance is not a travel accident insurance, and it is generally insured once a year. Different from travel accident insurance, this kind of insurance covers multiple guarantees such as life insurance, accident insurance, illness insurance, outpatient insurance, hospitalization insurance, operation fee and allowance insurance. For citizens who like go on road trip and hiking, if they encounter accidents or diseases during the trip, they can get all-round protection.

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