Is crowdfunding a scam or a fact?

Many "chips" are scams hidden in reality! In our lives, the original intention of "raising" to save people in serious illness relief is indeed good. However, the legal doubts, lack of supervision, lack of review, and lack of accountability for "raising" have made it a new form of online fraud. hotbed.

The following examples reveal the ugly face of "chi" under the beautiful veil!

1. Just because of distrust between family members, the same patient initiated two fund-raising activities

2. German students suffering from leukemia applied for fund-raising, and it is compulsory to study in Germany When applying for medical insurance in Germany, you can get 100% reimbursement, but you have to sell it hard to raise 500,000 yuan. But he doesn’t need to spend money to treat his illness in Germany. The 500,000 yuan is all profit!

3. In addition, according to media reports, "The baby girl rescued by netizens' crowdfunding died, and her parents were questioned for posting travel photos." The parents claimed that the baby was seriously ill and could not be treated, so they initiated a fundraiser of 100,000 yuan. Then the baby died, and the parents who were originally "unable to treat" suddenly traveled around.

If you have given your love and kindness but are deceived by those who seek to make money, isn’t it the responsibility of the crowdfunding platform? If the Renguo crowdfunding platform fails to do what it should do, how can it be called charity? If crowdfunding platforms think they are evading responsibility, they will eventually become a breeding ground for scammers.

If crowdfunding projects do not have sufficient regulatory oversight, it is likely or has already become a "start-up method":

Specific workflow: scalpers find suitable patients, and patients Provide your information to scalpers, and the scalpers will hand over the information to the donors, who will then polish it and publish it to the crowdfunding platform.

For example, if a patient needs 200,000 yuan in medical expenses to treat a disease, he will donate the money to polish it and publish it as 500,000 yuan. After the crowdfunding is successful, the patient can get 100,000 (maybe far less than 100,000) for the cost of treatment, and if he has medical insurance or other insurance, he can be reimbursed accordingly. The scalpers receive a head fee or a corresponding proportion of the share, and the leader donates hundreds of thousands of dollars.

Therefore, I hope that the regulatory authorities can do enough supervision and improve the corresponding laws and regulations, so that "chips" can truly help people in need, instead of allowing "careful people" to take advantage of the loopholes. At the same time, I also hope that everyone will remain rational when donating and not waste their love.