Does Ctrip borrow it for credit reporting? The probability is very high!

Nowadays, many Internet travel platforms have bought their own online loan products. For example, Ctrip's online loan products are borrowing flowers. Some friends will borrow flowers from Ctrip before applying for a loan from Ctrip. Here, let's first introduce the actual situation of Ctrip borrowing flowers. According to Ctrip's official understanding of borrowing flowers, borrowing flowers is a loan product lent by a third-party financial institution. Therefore, whether Ctrip borrows flowers or not is decided by the employer. Because the employers of Ctrip loans are mainly banks and consumer finance companies. The probability of bad records being reported to the credit will be very high. For friends who can repay money in strict accordance with the contract, there is no need to worry about the problem of credit reporting, and credit reporting will not be negatively affected. In addition to credit reporting, the consequences of bad records caused by Ctrip borrowing flowers are: 1. If people borrow flowers from Ctrip overdue, they need to pay overdue fines to the lending institution on a daily basis; 2. For the borrower who is found to use the money illegally, it may be necessary to repay the loan institution in advance; 3. After the deadline, the borrower will be collected by Ctrip to the flower borrowing or lending institution, including calling my phone number and contact number; 4. After breaking the promise, the borrower's credit limit will be reduced, the loan interest rate will be raised, and even the account will be frozen directly; 5. Those who have bad overdue behavior may be sued by lending institutions and become old lai. Above, I introduced whether Ctrip borrowed flowers for credit investigation. Generally speaking, the bad record of Ctrip's borrowing flowers may indeed affect the credit investigation.